Are social security benefits the same in cities and rural areas?

Urban and rural social security benefits are different. The differences between social security for urban workers and social security for urban and rural residents are as follows:

1, the insured objects are different. The main targets of social security for urban workers are on-the-job workers and flexible employees. On-the-job employees need to pay pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. The main participants of residents' social security are other urban and rural residents who have not participated in urban workers' social security;

2. Different payment methods. Social security for urban workers, employees are paid by employers and individuals in proportion; Urban and rural residents' social security contributions are relatively fixed, and the payment standards are selected according to the payment grades stipulated by local government departments, while urban and rural residents' medical insurance is paid according to the payment standards announced by local government departments every year;

3. Enjoy different treatment standards. Those who participate in social security for urban workers can apply for retirement after paying the employee pension insurance 15 years and reaching the statutory retirement age. Pension is calculated according to the payment period, payment base, personal account balance and the average social wage of local workers. The longer the payment period, the higher the payment amount and the higher the pension level. Medical insurance for urban and rural residents, due to the implementation of the policy of paying for one year and enjoying one year, the payment period cannot be calculated cumulatively.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC).

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.