Which country does not belong to the old-age insurance system of OECD countries?

Haiti. According to relevant public information, Haiti, a Central American country, has not implemented any social welfare insurance policy, and its social insurance business has been completely privatized. Social insurance is the most important part of the social security system.

Germany is the first country in the world to establish an extensive old-age insurance system, which has formed a complete and well-run old-age insurance system.

The core of social security in Germany is social insurance. Social insurance is compulsory insurance stipulated by law, including medical insurance, endowment insurance, unemployment insurance and accidental injury insurance.

First, Denmark and Germany established the old-age insurance system in the same year. The difference is that Germany is aimed at employees and Denmark is aimed at the whole people. Denmark is the first country in the world to establish a rural social endowment insurance system.

Britain is the first country in the world to establish a social security system by government decree, namely 160 1 Elizabeth Law.

China's social insurance system was established in the early 1950s. 195 1 February, the State Council promulgated the "labor insurance regulations", marking the establishment of the new China social insurance system. The object of protection is enterprise employees, and the insurance items include illness, injury, maternity, medical care, retirement, death and unemployment.

From 65438 to 0984, the social security system in China entered the stage of reform. The reform of social insurance system in China began with this project. When the socialized medical security system with enterprises as the unit became the burden of enterprises, the medical insurance system was tried to be reformed in the early 1990s.

After 30 years of hard work, a social insurance system has been established for all citizens. The main projects include social endowment insurance combined with social pooling and personal account system, social medical insurance combined with social pooling and personal account system, unemployment insurance, industrial injury insurance and maternity insurance.

Second, China's old-age insurance system now adopts the old-age insurance system combining social pooling with individual accounts, which belongs to the mode of capital accumulation and is still in the trial stage. German pension insurance system provides a good sample for China, from which we can learn experience and lessons, so as to accelerate the comprehensive establishment and improvement of China's pension insurance system.

1. Insist on maintaining the internal unity of fairness and efficiency.

Germany's pension insurance system has always been committed to keeping income redistribution within a reasonable range, thus maintaining the internal unity of economic efficiency and social equity. Our government should strive to improve the operating efficiency of enterprises and create a fairer and more orderly market environment for enterprises. Only when the economic benefits of enterprises are improved can they be able to pay old-age insurance and people's lives be guaranteed.

2. Expand multi-directional financing of funds.

China's old-age insurance system is also facing the threat of aging population. If the pension fund is only distributed in the way of pay-as-you-go, it will inevitably lead to the situation that Germany can't make ends meet now. At present, the gap of China's social security fund is very large, and there is an expanding trend. Therefore, China should continue to implement the principle of combining social pooling with individual accounts and adopt the management mode of partial accumulation. Considering the risk of inflation and the financial affordability of the state and enterprises, the accumulation rate should not be too high. In addition, the strength of non-governmental organizations and the people should be brought into play as an important supplement to the endowment insurance fund.

3. Strengthen the management and supervision system of the endowment insurance fund.

The fund accumulation mode adopted in China means huge fund reserves, so there will be misappropriation or occupation. It is necessary to establish and strengthen the administrative supervision, social supervision and internal control of fund management institutions. At the same time, it is required that China should legalize the old-age insurance system in time, fully embodying the strong constraint of earmarking.

4. Accelerate the establishment of a unified pension insurance management system.

In Germany, any insured person has a social welfare number, and the situation of receiving welfare is not limited by the nature of the region or enterprise. China should also attach importance to establishing a unified old-age insurance system without urban-rural gap and regional differences as soon as possible to solve social security problems such as small and medium-sized enterprises, socialized scientific research institutions, self-employed households and farmers. At the same time, establish a unified pension insurance number, widely use modern information technology, establish a social security information network covering the whole country, accurately grasp the participation and dynamic changes of the insured, and realize the modernization of pension insurance management.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

legal ground

Article 10 of People's Republic of China (PRC) Social Insurance Law

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 11

The basic old-age insurance combines social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 22

The state establishes and improves the social endowment insurance system for urban residents.

The people's governments of provinces, autonomous regions and municipalities directly under the Central Government may, according to the actual situation, combine the social endowment insurance for urban residents with the new rural social endowment insurance.