Did social security increase money in September?

It started in September, but the social security base of some provinces and cities came late. Recently, Anhui, Hunan, Hainan and other provinces and cities announced the payment base for 2022.

This means that social insurance premiums have gone up, and for some employees, wages have also changed.

The new document was released on September 2.

Many provinces and cities announced the social security payment base.

Anhui province

On September 2nd, official website, Anhui Provincial Department of Human Resources and Social Security issued the Notice on Issuing the Upper and Lower Limits of Social Insurance Payment Base in 2022, which was implemented from June 65438+1 October1to February 3 1.

The notice clarified the following points:

1. In 20021year, the average wage of employees in full-caliber urban units in Anhui Province was 6386.9438+0 yuan/month, so as to determine the individual contribution base of social insurance in Anhui Province in 2022:

The upper limit is 19 160 yuan/month; The lower limit is 3832 yuan/month. Second, individual industrial and commercial households and flexible employees who are insured as individuals can choose an appropriate payment base within the upper and lower limits of the payment base and pay the basic old-age insurance premiums for enterprise employees on a monthly, quarterly, semi-annual and annual basis. For 202 1, if it is difficult to pay the old-age insurance premium in time, it can be paid before the end of 2022; If it is difficult to pay the endowment insurance premium in 2022, it can be deferred until the end of 2023. Flexible employees take the lower limit of the payment base as the base to participate in the basic medical insurance for employees.

Third, after the announcement of the upper and lower limits of the social insurance payment base in 2022, if the insured units and their employees need to settle the difference in the payment base, they can settle it in stages or at one time before the end of 2022, and no late fees will be charged during the period.

Hunan province

On August 29th, Hunan Provincial Medical Insurance Bureau issued the Notice on Determining the Monthly Payment Benchmark Value of Basic Medical Insurance and Maternity Insurance for Urban Employees in 2022, clarifying the monthly payment benchmark value of basic medical insurance and maternity insurance for urban employees in 2022.

According to the circular, in 2022, the monthly basic payment value of the basic medical insurance and maternity insurance for urban workers in the province will be 5,977 yuan, with the upper limit of the monthly payment base being 1793 1 yuan (that is, 300% of the full-caliber average wage) and the lower limit being 3,586 yuan (that is, 60% of the full-caliber average wage).

The upper and lower limits are the highest and lowest amounts of the employee's personal medical insurance payment base. When the actual wages of employees have exceeded the prescribed payment limit, the payment base is still 1793 1 yuan/month; When the actual wages of employees are lower than the prescribed lower limit of payment, the payment base is still 3586 yuan/month. The medical insurance payment base of flexible employment insured also refers to the above standards.

This standard shall be implemented on September 1 day, 2022, with a validity period of one year.

Hainan province

On August 25th, the Department of Human Resources and Social Security of Hainan Province and the Medical Security Bureau of Hainan Province jointly issued the Notice on Publishing the Average Wage of Employees in Urban Units of our Province in 20021year.

The "Notice" published data such as the average salary of employees in urban units in 20021year. In 202 1 year, the average monthly salary of employees in full-caliber urban units in Hainan Province was 7486 yuan.

In 2022, the upper limit of the monthly payment base of social insurance for employees in Hainan Province is 22,458 yuan, and the lower limit is 449 1.6 yuan (of which the minimum monthly payment base of endowment insurance is 4,396.9 yuan).

Can the unit pay social security according to the minimum wage standard?

In order to reduce labor costs, some enterprises will pay social security according to the minimum payment base when the social security base is adjusted every year. Is this legal?

First of all, let me correct a wrong statement. Social security should not be paid according to the minimum wage, but according to the minimum base.

The base comes from salary, but it is not necessarily equal to salary. Here we need to know the definition of total wages first, which is a concept directly introduced in the basic adjustment documents of various places.

What is the total salary?

It is clearly stipulated in the National Bureau of Statistics 1 Order that wages include hourly wages, piecework wages, bonuses, allowances, overtime wages and wages paid under special circumstances.

What do you mean by wages paid under special circumstances?

For example, maternity allowance and subsidy during paid shutdown are all paid wages under special circumstances.

Let's look at a formula first: social security contribution = base x ratio.

In the practice of social security, it is generally based on Letter No.60 from the Labor and Social Insurance Center, supplemented by reference to the lower limit and proportion of social security base and some special rules for checking the base.

In the "Social Security Law", the provisions on the base number are relatively broad, such as:

Employee basic old-age insurance unit payment = total wages × specified proportion

Individual contribution = my salary × specified proportion

This is just a big frame formula. In the No.60 document issued by the Labor and Social Insurance Center, the specification of the base number is further explained. For example:

1, the unit payment base has two situations:

The first is based on the total wages of employees;

The second is the sum of the individual payment bases of employees in this unit.

2. There are three individual payment bases:

The first one is based on my average monthly salary in the previous year, which is approved between the upper limit and the lower limit;

The second is directly based on my salary;

The third is based on the average monthly salary of the individual in the previous year.

In the notice of national base adjustment, the base is basically the approved value of the average monthly salary in the previous year between the upper limit and the lower limit.

It should be noted that there are clear provisions in the first document. 20 16 130 shows that the unit shall not expand and reduce the payment ratio or increase or decrease the payment scope by itself. That is, the payment base shall not be lowered at will, and the minimum payment base shall not be less than 60% of the local social wage.

What should be the payment base for new employees?

According to the Interim Measures for the Management of Individual Accounts of Basic Endowment Insurance for Enterprise Employees issued by the General Office of the Ministry of Labor, it can be made clear that the starting salary of new employees is the base of payment, and the base of payment for re-employed employees after unemployment is also the base of payment in that year.

Summarize the principle of base verification: the base calculation of old employees is based on the average monthly salary of the previous year, and the base calculation of new employees is based on the salary of the first month, that is, the salary of new employees starts from the first month, the average monthly salary of the elderly in the previous year, and the upper and lower limits of social security are intercepted for verification.

Therefore, the company cannot pay social security to employees according to the minimum base.

Do employees' wages and social security have to be consistent?

As mentioned above, the salary and social security payment base should be the same, but the inconsistency between them does not necessarily mean that there is something wrong with the enterprise.

Why?

Because the social security payment base has also set up ceilings and wooden floors, specifically:

Upper limit: If the payment base is higher than the maximum payment base set by local government (300% of local social wages), social security shall be paid according to the maximum payment base.

Lower limit: if the payment base is lower than the minimum payment base set by the local government (60% of local social wages), it is the lowest.