What should I do if I don't want to pay five insurances for one year?

You don't want to pay the five insurances for a year. The treatment method is as follows:

1. Apply to the employer: You can apply to the employer to stop paying the five insurances, but it should be noted that the employer may not agree, because the five insurances are a legal social insurance system and the employer must pay them.

2. Apply to the social security department: You can apply to the local social security department to stop paying the five insurances, but you need to provide reasonable reasons and supporting documents, such as the individual has purchased commercial insurance.

3. Give up the five-insurance treatment: You can give up the five-insurance treatment after paying the five-insurance for more than one year, but the insurance premium paid cannot be refunded.

The information required for handling five insurances and one gold is as follows:

1. Personal identification: including ID card, passport and other personal identification.

2. Employer's certificate: including business license, organization code certificate, tax registration certificate, etc.

3. Personal bank card: a personal bank card used to receive wages and social security payments.

4. Relevant supporting documents: such as labor contract, social security card, payroll and other relevant supporting documents.

To sum up, Five Insurance is a statutory social insurance system, which guarantees the basic social security rights of individuals. If you give up the five insurances, you will lose the corresponding social security benefits, such as medical insurance reimbursement and old-age insurance benefits. Therefore, when deciding whether to stop paying the five risks, we need to consider our own actual situation and risk tolerance, and comprehensively consider the advantages and disadvantages.

Legal basis:

Article 60 of People's Republic of China (PRC) Social Insurance Law

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Article 61

Social insurance premium collection agencies shall collect social insurance premiums in full and on time according to law, and regularly inform employers and individuals of the payment.