Five insurances and one gold in Guangzhou

Five insurances and one gold in Guangzhou: (1) social security contribution ratio: endowment insurance: unit, 12%, personal medical insurance: unit, 8%, personal 2%, serious illness insurance 12.45 yuan/month, unemployment insurance: unit, 1. The average monthly salary of employees in Guangzhou in 20 12 years is 53 13 yuan, and the upper and lower limits of social insurance premium payment base in 20 13 years will be adjusted from July 13.

Legal basis:

Article 11 of the Social Insurance Law, the basic old-age insurance shall combine social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12 of the Social Insurance Law, the employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 23 of the Social Insurance Law, employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 33 of the Social Insurance Law, employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, while employees shall not pay the work-related injury insurance premium.

Article 44 of the Social Insurance Law, employees shall participate in unemployment insurance, and employers and employees shall pay unemployment insurance premiums in accordance with state regulations.

Article 53 of the Social Insurance Law, employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, while employees shall not pay maternity insurance premiums.