What is the difference between personal social security and affiliated units?

Payment by affiliated units: general five insurances (pension, medical care, maternity, unemployment, work injury),

Individuals pay in society: you can only pay for old-age care or old-age care+medical care.

2. Cost: Take pension insurance as an example. The same payment base, the payment ratio is different.

If calculated according to the payment base standard 1000 yuan:

(1) In the company: 1000*30%=300 yuan, in which 80 yuan entered the personal account and 220 yuan was included in the social pooling, that is, the retirees were paid in the current period.

(2) Social planning: 1000*20%=200 yuan, in which 80 yuan entered his personal account, and 120 yuan was included in social planning.

That is to say, if you get the same pension when you are old, that is, you can pay 300 yuan in your company and 200 yuan in your own name in society, so it is more suitable for individuals in society.

If you haven't given birth to a child, you can call the company to pay the fee, so you can enjoy the treatment of maternity insurance. The proportion of individual accounts that pay in the name of the unit is the same as that of individuals, and the proportion of people who enter the social pool will be higher in the company. If it is affiliated with a company, it is necessary to bear more proportion for the enterprise and enter the society as a whole with the same standard.

The standards in different places may be slightly different, but they are basically the same.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.