Job Recruitment Website - Social security inquiry - "Five insurances and one gold" was changed to "four insurances and one gold" in 12 pilot city.

"Five insurances and one gold" was changed to "four insurances and one gold" in 12 pilot city.

12 The pilot cities are: Stan in Hebei Province, Jinzhong in Shanxi Province, Shenyang in Liaoning Province, Taizhou in Jiangsu Province, Shi Fei in Anhui Province, Weihai in Shandong Province, Zhengzhou in Henan Province, Yueyang in Hunan Province, Zhuhai in Guangdong Province, Chongqing, Neijiang in Sichuan Province and Kunming in Yunnan Province.

Yesterday morning, entrusted by the State Council, Minister Yin Weimin of Ministry of Human Resources and Social Security explained the decision (draft) on authorizing the State Council to temporarily adjust and implement the relevant provisions of the Social Insurance Law of People's Republic of China (PRC) in the administrative areas of pilot cities such as Handan and Kloc-0/2. The draft stipulates that the maternity insurance fund will be temporarily incorporated into the collection and management of the basic medical insurance fund for employees, taking Handan, Zhengzhou and other places 12 as pilots. After the merger of the two insurances, the future will be four insurances and one gold. People who participate in medical insurance can enjoy maternity insurance benefits.

According to analysis, after the merger of the two insurances, the total personal deposit handling fee will not change, and it will remain at 2%, so the salary will naturally remain unchanged.

Earlier, some media analysts believed that after the merger of maternity insurance and medical insurance, the benefits that female employees should enjoy during production will not be reduced, but the means of medical reimbursement may change. After the merger of the two, the prenatal examination expenses should be reimbursed together with the general medical expenses, usually once a year.

It is estimated that if maternity insurance also refers to the standard of medical reimbursement, the reimbursement amount will increase. For example, in public hospitals in Beijing, the examination fee is at least 5,000-6,000 yuan, but only 1400 yuan can be reimbursed, and individuals have to bear at least 4,000 yuan. However, according to the standard of medical reimbursement, the part exceeding 1800 yuan can be reimbursed, and individuals only need to bear 1800 yuan.

After the adjustment, the proportion of maternity insurance and medical insurance contributions of enterprises will be reduced by 1.25%, so how much money can be saved in one year? Suppose a medium-sized enterprise with 500 employees has an average salary of 8,000 yuan/month, so you can pay 8,000 yuan less a month? 500? 1.25% = 50,000 yuan, and the enterprise can save 600,000 yuan a year, which really lightens the burden for the enterprise.

The National People's Congress Standing Committee (NPCSC) reviewed the relevant draft decision on June 5438+09, 2009, intending to authorize the State Council to temporarily adjust and implement the relevant provisions of the Social Insurance Law of People's Republic of China (PRC) in the administrative area of Hebei Shidan et al. 12 pilot city.

Entrusted by the State Council, Yin Weimin, Minister of Ministry of Human Resources and Social Security 19, made a draft decision on authorizing the State Council to temporarily adjust and implement the relevant provisions on the merger of maternity insurance and basic medical insurance in the administrative areas of Hebei Stan et al. 12 pilot cities.

In order to implement the clear deployment of the Fifth Plenary Session of the 18th CPC Central Committee and? Thirteenth Five-Year Plan? Planning and the central government's task of comprehensively deepening reform? Maternity insurance and basic medical insurance merge? Requirements, 20 16 10 the State Council has agreed in principle to the "pilot scheme for the implementation of maternity insurance and basic medical insurance for employees".

? The pilot involves breaking through the relevant provisions of the social insurance law, and it is necessary to request the National People's Congress Standing Committee (NPCSC) to authorize the State Council to temporarily adjust and implement relevant laws and regulations during the pilot period. ? Yin Weimin said.

According to the draft, the National People's Congress Standing Committee (NPCSC) authorized the State Council to temporarily adjust and implement the provisions of Articles 64 and 66 of the Social Insurance Law of People's Republic of China (PRC) on separate accounts, accounting and budget for maternity insurance funds in Hebei Shidan and other cities 12, and to include maternity insurance funds in the collection and management of employees' basic medical insurance funds. The implementation period of the above decision is two years. Revise and improve relevant laws and regulations that have been proved feasible in practice; Practice has proved that it is not suitable for adjustment, and relevant laws and regulations should be restored.

Yin Weimin said that maternity insurance and basic medical insurance have something in common in medical services, especially in the payment of medical treatment. The merger of the two insurances meets the requirements of the integrated operation of social insurance, which is conducive to improving the mutual aid ability of social insurance funds, better enhancing the guarantee function of maternity insurance, improving the management efficiency of administrative and handling services, and reducing operating costs. It is a reform attempt to promote the establishment of a fairer and more sustainable social security system.

Maternity insurance is specially set up for employees. Yin Weimin pointed out? Maternity insurance and basic medical insurance merge? What do you mean? Maternity insurance and basic medical insurance for employees are implemented together? .

When introducing the safeguard measures of the reform pilot, Yin Weimin emphasized that the pilot work will follow the general idea of ensuring coverage, ensuring treatment, unified management and reducing costs, and be organized and implemented according to the deployment and requirements of the pilot program. The State Council and its human resources and social security, finance, health and family planning departments will strengthen the organization, guidance, supervision and inspection of the pilot work, sum up experience in time, study and solve the difficulties and problems in the pilot work, and ensure the smooth development of the pilot work.

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