Job Recruitment Website - Social security inquiry - Not a Beijing hukou, can I still leave my hukou in the house I bought after paying social security for five years?
Not a Beijing hukou, can I still leave my hukou in the house I bought after paying social security for five years?
No, the following are the conditions for buying a house. Please refer to: Beijing is the capital of China, and many foreigners want to buy a house in Beijing. What conditions and qualifications do foreigners need to buy a house in Beijing? 1. The social security certificate must be broken in Beijing for 5 consecutive years 1 month. 2. No room (including spouse) in Beijing. 3. The scope of purchase restriction in the latest housing purchase policy: for households with registered residence in this city (including families of active servicemen and armed police stationed in Beijing, families with valid Beijing Work Residence Permit, the same below), those with valid temporary residence permits in this city, who have no housing in this city and have paid social insurance or personal income tax in this city for more than 5 years in a row, the purchase restriction is 1 house (including newly-built commercial housing and second-hand housing). In other words, Beijing registered families who already own a house, non-Beijing registered families who have paid social security or personal income tax for five consecutive years, can and can only buy a house. This has restricted the purchase of houses in Beijing by foreign household registration. 4. The latest housing purchase policy suspends sales scope: the sales in this city are suspended for households with registered residence in this city who already own two or more houses, households with non-registered residence in this city who own/kloc-0 or more houses, and households with non-registered residence in this city who cannot provide valid temporary residence permits in this city and have paid social insurance or personal income tax payment certificates in this city for more than five years (inclusive). In short, non-Beijing families pay taxes for five years and buy one. Families in Beijing are not allowed to buy more than two suites.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
2. I am a foreigner. After the house purchase restriction in Beijing, I paid the tax for five years, and my wife was away for five years. Can I use her provident fund loan?
Why don't you bother me and go directly to the sales office for a loan?
Third, I am a foreigner. After the house purchase restriction in Beijing, I paid the tax for five years, but my wife didn't. ...
You can buy a house in the name of both husband and wife. The procedure is more troublesome. People who go directly to the sales office to find the bank are waiting there to apply for a loan.
Do foreigners need to get married when buying a house in Beijing?
No need!
First, the conditions for foreigners to buy a house in Beijing
1, married person, can provide marriage certificate (marriage certificate);
2. I have no room in the local area; If you have a house, the tax may be higher.
3. Can provide tax bills or social security that have been paid for 13 months in 2 years; For families who are not registered in this city, they need to provide proof of tax payment or proof of payment for more than 1 year (13 months) before they can buy a house. However, when paying, if the following conditions are met, the property tax can be preferential:
(1) For those high-level talents introduced in accordance with the relevant regulations of the state and this Municipality, those who are in urgent need of talents in key industries, and those who hold household registration in this Municipality and work and live in this Municipality, the newly purchased houses in this Municipality belong to the only family, and the property tax is temporarily exempted.
(2) Property tax shall be temporarily exempted for the houses newly purchased in this city and belonging to the only family who have held the residence permit in this city for three years and have worked and lived in this city;
(3) If the purchaser who holds the residence permit of this Municipality for less than three years levies property tax on the above-mentioned houses, and if he holds the residence permit of this Municipality for three years and works and lives in this Municipality, the property tax levied on the above-mentioned houses may be refunded.
(4) If you want to apply for the first set, you need to provide the first set of proof of purchase of your household registration when buying a house.
2. What are the policies for foreigners to buy a house in Beijing?
1, the first set of housing, the original policy for 144 square meters above the tax rate of 3%, the new policy no longer divides the boundaries of 144 square meters, and uniformly stipulates that the tax rate of housing above 90 square meters is 1.5%. The second set of improved housing, the original policy stipulates that the tax rate of 90 square meters and below is 3%, and the new policy is1%; The original policy stipulated that the tax rate above 90 square meters was 3%, and the new policy was 2%.
2. You can apply for 40% down payment for the second suite, and the interest rate will go up 10%. "If the loan of the first suite is paid off, the second suite can be counted as the first suite. The first home loan currently implements the benchmark interest rate. "
3. Newly-purchased commercial houses (including newly-built commercial houses and second-hand houses) can only be transferred after obtaining certificates for 3 years. This means that the new house can only be traded after obtaining the certificate for three years.
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