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How to calculate the death after receiving pension insurance for one month?

Legal analysis: the current national pension insurance dies after one year, and the balance of personal account pension can be inherited.

According to "Social Insurance Law", personal account pension has the nature of compulsory savings and belongs to individuals. If an individual dies, the pension balance in the individual account can be inherited.

In case of death due to illness or non-work-related reasons, the survivors can receive funeral subsidies and survivors' pensions. Funeral allowance and survivor's pension are also part of the employee's pension insurance benefits.

(1) Funeral allowance is a subsidy for employees to bury and handle funeral affairs after death. There is no uniform standard in China at present. Judging from the regulations in some places, funeral subsidies are generally paid according to a certain number of years of the average monthly salary of local employees at the time of their death. For example, in Dalian, the funeral allowance was the average social wage of the whole city for three months in the previous year.

(2) Survivor's pension is the economic compensation and spiritual comfort given to employees' families after their death. Survivor's pension varies from place to place. Some don't provide pensions, but only provide survivors' assistance with a one-time pension on a monthly basis, and also provide survivors' living allowance on a monthly basis. For example, in Dalian, in addition to giving immediate family members a one-time assistance according to the average social wage of last year 10 month, they can also receive assistance from relatives according to the sum of local living difficulties subsidy standards and price subsidies.

Social security benefits for disability due to illness or non-work,

Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. Disability allowance is the economic compensation given by the basic old-age insurance fund to the above-mentioned special insured persons. Sick and disabled allowance is a new system. At present, there is no corresponding allowance standard, and corresponding supporting regulations need to be issued.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.

Seventieth social insurance agencies shall regularly announce to the public the participation in social insurance and the income and expenditure, balance and income of social insurance funds.

Article 49 If an unemployed person dies while receiving unemployment insurance benefits, he shall pay a one-time funeral subsidy and pension to his survivors with reference to the local regulations on the death of on-the-job workers. The required funds are paid from the unemployment insurance fund.

If an individual dies and meets the conditions for receiving basic old-age insurance, industrial injury insurance and unemployment insurance funeral subsidies, his survivors can only choose to receive one of them.