Types of social security

Legal analysis: Social insurance mainly includes endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance.

1. Pension insurance

The basic old-age insurance is a social security project that aims at the risks of citizens in their old age, establishes an old-age insurance fund through the contributions of the insured and government subsidies, and pays pensions to members who have reached the legal age to ensure the daily expenses of the elderly.

2. Medical insurance

Basic medical insurance is a social security project aiming at citizens' medical risks, establishing a medical insurance fund through the contributions of the insured and government subsidies, sharing the basic medical expenses for members and ensuring citizens to enjoy basic medical services.

3. Work injury insurance

Industrial injury insurance aims at the occupational risks of citizens, establishes an industrial injury insurance fund through employer contributions and government subsidies, and provides medical services and paid vacations to members who suffer from industrial accidents and occupational diseases due to work environment reasons; Social security projects that provide disability pensions to disabled members and their dependent family members.

4. Unemployment insurance

Unemployment insurance is a social security project that aims at the unemployment risk of citizens, establishes an unemployment insurance fund through the contributions of the insured and government subsidies, and distributes unemployment allowances and medical subsidies to people who are unemployed for reasons other than their own reasons, registered in unemployment insurance institutions and have employment aspirations, so as to ensure their basic family life and provide employment training and employment services.

5. Maternity insurance

Maternity insurance is a social security project that aims at the risks of citizens' fertility, establishes a maternity insurance fund through employer contributions and government subsidies, and provides medical services and paid vacations to members who meet family planning requirements.

Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to protect citizens' right to get material help from the state and society according to law in case of old age, illness, industrial injury, unemployment and maternity.