Jiangxi social security payment policy

Legal analysis: 1, overdue penalty interest, overdue repayment.

If the social security withholding exceeds a certain period of time, you will have to pay late fees and interest. According to the current regulations, from the date of breach of contract to the day before the employer announces the successful payment, the company pays 0.5% of the late payment fee every day.

2.45 If there is no payment record before, one-time payment is not allowed.

Residents who reach the age of 60 after June 65438+1 October1will no longer receive living allowance for the elderly. Residents who have reached the age of 45 but have not been insured for 60 weeks are no longer allowed to pay 15 of the old-age insurance premium in one lump sum, that is to say, they must have a social security payment record before the age of 45, otherwise they are not allowed to pay in one lump sum.

3, three types of people can pay a one-time pension insurance premium.

196 1 to 1982;

Local registered elderly (male over 65 years old, female over 60 years old) who have participated in employee pension insurance;

Local urban household registration, once established labor relations with state-owned enterprises or county-level and town-level collective enterprises, and reached retirement age before 201kloc-0/231.

The impact of medical insurance withholding is relatively large:

The difference between medical insurance and endowment insurance is that both men and women who have paid medical insurance for 25 and 20 years can enjoy retirement medical treatment.

If it breaks down within 3 months, you can return it. If it is broken for more than 3 months, the payment period (continuous payment time) will have to be recalculated, which means that the medical insurance in social security will not be counted if it is broken for more than 3 months.

If the medical insurance payment is unexpectedly interrupted, the medical insurance benefits will stop from next month, and it can still be reimbursed if it is resubmitted, then the medical insurance card has a recovery period of 2 to 3 months, during which it can only be reimbursed manually, and the social security card cannot be reimbursed automatically.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 58? The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

Article 63? If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.

If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.