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Is there compensation if someone dies while paying social security?
Generally speaking, there is compensation. Because according to the social insurance law, the individual account pension has the nature of compulsory savings, is owned by the individual, the individual account pension balance of the death of the individual can be inherited. In the event of death due to illness or not due to work, the survivors can receive funeral grants and survivors' pensions. Funeral allowance and survivor's pension are also part of the pension insurance benefits for employees. 1. Funeral grants, which cover the cost of burial and funeral arrangements after the death of an employee, are not currently standardized throughout the country. According to some local regulations, the funeral allowance is generally paid in accordance with a certain number of months of the average monthly salary of local employees at the time of the death of the employee, e.g., in Dalian, the funeral allowance is three months of the average social salary of the previous year in the city. 2. Survivor's pension is the financial compensation and spiritual comfort given to the family members of an employee after his death. Survivor's pension provisions vary from place to place, some do not provide for the pension, only the provisions of the survivor's monthly relief; some provide for a one-time pension, but also provides for the survivor's monthly living allowance, such as Dalian, in addition to the standard of the city's average social wage of the last 10 months of the city's average social wage issued to the immediate family of a one-time relief, the immediate family of the dependents can be provided in accordance with the standards of the local living difficulties and the sum of the price subsidy to receive the relatives' relief fee.
Objective of the law:Article 2 of the Social Insurance Law The State establishes a system of social insurance covering basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, and maternity insurance, and guarantees the right of citizens to receive material assistance from the State and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment, or maternity. Legal basis: People's Republic of China*** and State Social Insurance Law (2018) Article 17 Individuals who participate in basic pension insurance and die due to illness or not due to work, their surviving family members can receive funeral grants and pensions; those who are disabled due to illness or not due to work and are completely incapacitated for work before reaching the legal retirement age can receive invalidity allowances. The required funds are paid from the basic pension insurance fund.
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