20 16 what is the upper limit of social security and provident fund in Hangzhou?

The deposit base of Hangzhou housing provident fund is the average monthly salary of employees in 20 15 years, which shall not exceed three times the average monthly salary of employees in Hangzhou in 20 15 years, that is, 197 17 yuan.

According to the website of Hangzhou Human Resources and Social Security Bureau

20 16 the annual adjustment of housing accumulation fund will be carried out from July 1 day to September 30th.

After adjustment, the deposit base of housing provident fund is the average monthly salary of employees in 20 15 years, which shall not exceed three times the average monthly salary of employees in Hangzhou in 20 15 years, that is, 197 17 yuan.

Among them, the deposit base of housing provident fund for employees of government agencies and institutions is approved by the people's society and the financial department at the same level, and calculated according to the caliber approved by the people's society and the financial department at the same level.

The deposit base of housing provident fund for employees of enterprises and other organizations is calculated according to the average monthly salary of employees in this unit for 20 15 years, and the salary caliber is determined according to the items included in the total salary stipulated by the National Bureau of Statistics.

The items listed in the total wages stipulated by the National Bureau of Statistics refer to all the labor remuneration paid directly by the unit to the employees. Whether it is included in the cost or other items, it should be included in the total wages, including hourly wages, piece-rate wages, bonuses, allowances and subsidies, overtime wages, etc.

The monthly deposit of housing provident fund is determined according to the sum of individual monthly deposit and unit monthly deposit. The specific calculation method can be calculated according to the following formula:

Individual monthly deposit amount = deposit base × deposit ratio (rounded to the nearest yuan)

Unit monthly deposit amount = deposit base × deposit proportion (rounded to the nearest yuan)

Total monthly deposits = individual monthly deposits+unit monthly deposits.

Among them, the housing provident fund deposit ratio is 12%, and the same unit implements the same deposit ratio. Units due to serious losses and other reasons, the housing provident fund deposit ratio is less than 0.2%, it should be discussed by the employees or trade unions, and apply to Hangzhou Housing Provident Fund Management Center to reduce the deposit ratio.

In terms of housing provident fund withdrawal, if it is used to purchase, build, renovate or overhaul owner-occupied housing, it is necessary to withdraw housing provident fund to repay the principal and interest of self-owned housing loans. The citizens should pay the housing accumulation fund normally for 3 months in a row, and my spouse and I have no housing with their own property rights and rent a house in this city (including the main city, Xiaoshan District, Yuhang District and Fuyang District).