What is the significance and practical significance of pension entering the market?

The entry of pensions into the market has always been a concern of many citizens. However, some citizens still don't know the significance, reasons and impact on the stock market of pensions. The following is what I brought about about the significance of pension entering the market. Welcome to read!

Significance of pension entering the market

Pension entering the market refers to the securities investment of personal account funds in the basic old-age insurance fund. Investing the pension in the market can not only preserve and increase the value of the pension, but also stabilize the market. 20 15, 161October 27th, Ministry of Human Resources and Social Security indicated that the pension will enter the market in 20 16 years, and the scale may exceed 2 trillion. Pension entered the market in May 1, 2065438. Based on the current pension scale of about 2 trillion RMB in China, if the investment quota reaches 30%, the maximum pension can reach 600 billion RMB.

It's time for pensions to enter the market.

August 20 15 17

Why should pensions enter the market?

A very important reason for the diversification of pension investment is forced by the situation. The aging rate in China is accelerating. In this case, the pressure of maintaining and increasing the value of China's pension is enormous, and the pension must go out of the bank and fight against inflation.

How much money can pensions bring into the market?

2065438+On August 23rd, 2005, the Measures for the Administration of Investment in Basic Endowment Insurance Funds issued regulations that the proportion of pension investment in stocks, stock funds, mixed funds and stock-based pension products shall not be higher than 30% of the net assets of pension funds.

The data shows that by the end of 20 15, the assets of China's basic old-age insurance fund were 3,993.7 billion yuan, but after deducting the reserved payment funds, the total amount of funds that China can include in the investment and operation scope is about 2 trillion yuan. Based on the upper limit of 30%, about 600 billion yuan will eventually enter the market.

Can pensions go up when they enter the market?

Pensions entering the market will undoubtedly bring a lot of long-term funds to the A-share market. Besides, what is a pension? Life-saving money The entry of pensions into the market is often regarded by market participants as the country's determination to develop the capital market is more firm, and its entry into the market has further enhanced the determination of other OTC investors to enter the market.

In the 1980s, America? 40 1K？ The entry of funds into the market started the bull market of US stocks 10, and many market participants expected this scene to be repeated in A-shares.

The influence of pension entering the market on the stock market

1, the pension market is undoubtedly good for the stock market, which belongs to a higher level of good news, because funds are the blood of the stock market, and it goes without saying that the stock market can be active only with sufficient funds.

2. Since the pension is related to the people's livelihood security of the country and cannot be lost, who can guarantee the safety of funds after entering the market? Therefore, it is necessary for management to constantly improve the capital market system and supervision mechanism. Although there is still a long way to go, it is better to do it in the right direction than to do nothing. Back to the stock market, if the pension fund is officially launched, it will be a market signal.

3. There is no absolute connection between the pension entering the market and the long-term rise of the stock market, but what is certain is that pension investment pursues long-term stable income and ensures the safety of funds to the greatest extent.

4. Pension requires a higher market environment for the stock market, and its entry into the market can promote the revision of relevant laws and regulations of the stock market and push it into a healthy development track.

5. As a long-term fund, pension helps to adjust the investor structure in the A-share market and increase the proportion of long-term funds in the A-share market, thus making a positive contribution to stabilizing the stock market.

6. In China stock market, which is dominated by retail investors, market sentiment is easily affected by events. It is a brand-new attempt for the state to invest pension in the stock market. The pension itself has a good reputation, and the signal effect of entering the market will be very strong, just as Buffett said that he was buying stocks.

Is it good or bad for pensions to enter the market?

Today is undoubtedly Black Monday. A shares suffered a cliff-like decline on the same day, and the Shanghai Composite Index plunged 9% in intraday trading, the biggest one-day drop since 2007. Last week, A shares fell 1 1% for a week, which was terrible. Last weekend, the regulatory authorities introduced a big measure to save the market. On August 23rd, the State Council announced the Measures for Investment Management of Basic Endowment Insurance Fund. The Measures was officially promulgated and implemented on August 17, 2007. Compared with the exposure draft, the proportion of investment in various assets of pension funds has not changed, and the proportion of investment in stocks, stock funds, hybrid funds and stock pension products shall not be higher than 30% of the net asset value of pension funds.

As soon as the news came out, the market suddenly boiled. Economists and brokerage institutions have begun to interpret this news. Qi Chuanjun, deputy secretary-general of the World Social Security Research Center of China Academy of Social Sciences, who participated in the design of the Measures, said that it is very beneficial for pensions to enter the capital market, which will help improve the investor structure in the long run. At this time, the promulgation of the "Measures" will first help to improve the panic of investors and give the market a positive signal; Secondly, entering the market after the market crash is also a good thing for maintaining and increasing the value of pensions. Li Daxiao, chief economist of Ying Da Securities, also believes that the pension market is conducive to the stable development of the capital market, which is a major policy of the capital market and is conducive to stabilizing market expectations.

Of course, there are also some negative voices that pensions have no real impact on the stock market in the short term. The main reason is that it takes some time to raise and entrust local funds, and it also takes a process to choose specific entrusting institutions and investment management institutions. The actual operation of the basic pension is expected to be after 20 16. In addition, the actual scale of pension entering the market is far less than one trillion yuan, even if it has certain purchasing power in the long run, the scale is too small. Some analysts estimate that the real investment in buying stocks is about 250-350 billion yuan. This money is less than a quarter of the funds that the securities company will rescue the market with relevant parties. Even if these funds buy stocks immediately, it is only a drop in the bucket. The so-called pension can't hydrolyze the thirst of the stock market, and the rapid plunge of A shares today may also verify this point.

Investment opportunities for pensions entering the market

1, refer to social security fund.

The nature of pension and social security fund is the same. The investment idea of social security fund may be the idea of stock selection after pension enters the market, which can be considered with reference to the heavy stocks of social security fund.

2. Blue chip stocks with relatively cheap valuation

Pension requires very high security of assets, and it is even considered as money that cannot be lost. In this context, such funds attach great importance to the stability of investment. Then blue-chip stocks with relatively cheap valuations will undoubtedly attract them.

3. Low valuation and high growth target