Social security supplementary medical insurance for major diseases

Want to know more about social security, medical supplementary insurance for serious illness, let's take a look with me.

Social medical insurance mainly consists of basic medical insurance, large medical mutual aid and supplementary medical insurance, among which large medical mutual aid fund is a supplementary form of basic medical insurance to improve the medical security level of employees and retirees and reduce personal burden. So, what is social security supplementary medical insurance for serious illness?

Social security supplementary medical insurance for major diseases

Supplementary medical insurance for serious illness refers to the major and serious illness insurance in which the medical expenses within the scope of the basic medical insurance exceed the maximum payment limit of the basic medical insurance pooling fund (tentatively 36,000 yuan) and 0- 1.5 million yuan in the natural year. All units and individuals who participate in the basic medical insurance can participate in the supplementary medical insurance for serious illness. It is an important supplement to the basic medical insurance, which means that 90% of the medical expenses of the insured within a natural year (65438+ 10/to 65438+February 3 1) are reimbursed by the supplementary insurance fund. Greatly reducing the economic burden of patients.

Relationship between supplementary medical insurance for serious illness and basic medical insurance

The supplementary medical insurance for serious illness is relative to the basic medical insurance, including enterprise supplementary medical insurance, commercial medical insurance, social mutual assistance and community medical insurance. It is a powerful supplement to the basic medical insurance and an important part of the multi-level medical security system. Different from basic medical insurance, supplementary medical insurance is not enforced by national legislation, but is voluntarily participated by employers and individuals.

After the units and employees participate in the unified basic medical insurance, the units or individuals shall appropriately increase the medical insurance items according to the needs and possible principles, and improve the level of insurance protection. Basic medical insurance and supplementary medical insurance are not contradictory, but complementary and irreplaceable, and their purpose is to provide medical security for employees.

Tip: What is social security supplementary medical insurance for serious illness? Supplementary medical insurance for serious illness is a supplement to the basic medical insurance system. Together with the basic medical insurance system, it aims to improve the medical security system and belongs to supplementary medical insurance in nature.

The above is the relevant information I have compiled for you. Through the above, we have a further understanding of these problems.