Is the medical insurance card below 1800 self-funded?

The deductible line of social security outpatient service is 1800, and the part exceeding 1800 can only be reimbursed, and the part within 1800 belongs to the self-funded part. Social security is a social insurance system with land security and high coverage. Such a provision is determined by the particularity of establishing a social insurance system. In addition, the social security card can be used instead of the medical insurance card, both of which have the same medical function. However, if you have a medical insurance card and a social security card at the same time, after using the social security card for medical treatment or medicine purchase once, the medical insurance card will be automatically deactivated that night.

After paying the medical expenses with the medical insurance card, the hospital and the medical insurance center will directly settle the accounts. The money is in the medical insurance passbook, and you can accumulate payment records with the medical insurance card. Most medical insurance cards have no money The money in the medical insurance passbook can be taken out and used after reaching the deductible line of 1800 yuan. You need to pay by bank card or cash, only at your own expense. In designated hospitals, except for the medical insurance cards issued by a few pilot units, there is no such function.

There are three ways to query the balance of medical insurance card:

(1) telephone inquiry, call 12333 labor and social security customer service telephone for inquiry;

(2) Online inquiry, where the insured person logs on the website of the local social security bureau and chooses to inquire;

(3) On-site inquiry, with my ID card and social security card, go to the window of the local social security agency for inquiry;

Legal basis: Article 29 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the medical expenses incurred by the insured shall be paid by the basic medical insurance fund and directly settled by social insurance agencies, medical institutions and pharmaceutical trading units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.