Do local accounts in Guangzhou need social security to buy a house?

Guangzhou local hukou does not need social security to buy a house.

Local household registration in Guangzhou needs to provide social security certificate or social security payment certificate. According to the relevant regulations of Guangzhou municipal government, residents need to provide social security certificates or social security payment certificates when purchasing the first self-occupied housing. Among them, the social security certificate refers to the social insurance-related certificate handled by the purchaser in Guangzhou Social Insurance Management Center, including the social security payment certificate and the social security payment certificate; Social security payment voucher refers to the relevant vouchers obtained when the purchaser pays social insurance, including social security payment voucher and social security card.

The process of handling provident fund is as follows:

1. Preparation materials: materials to apply for provident fund stalls, including my identity certificate, provident fund account number, house purchase contract and other relevant certification materials;

2. Fill in the application form: fill in the application form for provident fund deposit at the local provident fund management department or provident fund deposit institution, and provide the required certification materials;

3. Review the application: the provident fund management department or the provident fund deposit institution will review the application, verify the identity of the applicant and the reason for withdrawal, and check whether the provided certification materials are complete, true and effective;

4. Examination and approval: After examination and approval, the provident fund management department or the provident fund deposit institution will conduct examination and approval to determine the deposit amount and the arrival time;

5. Transfer: the provident fund management department or the provident fund deposit institution will transfer the deposit amount to the bank account designated by the applicant.

To sum up, the process and required materials of provident fund amortization in different regions and different banks may be different. When employees apply for amortization of provident fund, it is best to know the local procedures and required materials first, so as to better complete the procedures.

Legal basis:

"Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund" Article 1

In order to strengthen the management of housing provident fund, safeguard the legitimate rights and interests of housing provident fund owners, promote urban housing construction and improve the living standards of urban residents, these regulations are formulated.

second

These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).

The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.

essay

The housing accumulation fund paid by individual employees and the housing accumulation fund paid by the unit where employees work for employees belong to individual employees.

Article 4

The management of housing provident fund shall follow the principles of decision-making of housing provident fund management committee, operation of housing provident fund management center, storage of special bank accounts and financial supervision.

Article 5

The housing accumulation fund shall be used for the purchase, construction, renovation and overhaul of owner-occupied housing by employees, and no unit or individual may use it for other purposes.

Article 6

The deposit and loan interest rate of housing provident fund is proposed by the People's Bank of China. After soliciting the opinions of the construction administrative department of the State Council, it is reported to the State Council for approval.