Suzhou new medical insurance regulations in 2023

The new provisions of Suzhou medical insurance in 2023 are as follows:

1. Insured objects: Non-employed residents below 2023 will enjoy premium subsidies according to regulations, and individuals will be exempted from paying medical insurance premiums, and their medical insurance premiums will be fully subsidized by the government: low-income objects, marginal low-income objects, destitute dependents, people temporarily suffering from serious illness, laid-off workers, key entitled groups, retirees participating in the nuclear program, people who set up files and set up cards, destitute workers, children in distress, severely disabled people, etc.

2. Payment standard: the individual payment amount of students and children participating in residents' medical insurance is 300 yuan per person per year, the individual payment amount of college students is 190 yuan per person per year, and the financial subsidy is 700 yuan per person per year. The amount of individual contributions for elderly residents to participate in residents' medical insurance is 490 yuan per person per year, and the financial subsidy is 1500 yuan per person per year; The individual payment of other residents is 5 10 yuan per person per year, and the financial subsidy is 1 100 yuan per person per year.

3. Registration place of insurance: All students and children registered in primary and secondary schools and kindergartens in this city who meet the conditions of insurance, full-time undergraduates, part-time postgraduates, students in vocational colleges, technical schools and vocational schools in colleges and universities in this city, and the agency that participates in residents' medical insurance is the school (kindergarten institution) where they are registered.

Medical insurance card and social security card are two different documents, and the differences are as follows:

1, with different concepts: social security card is an integrated circuit card issued by local human resources and social security departments for various business fields of human resources and social security. Medical insurance card is a special card for personal account of medical insurance, which takes personal ID card as the identification code and stores detailed information such as personal ID card number, name, gender, payment and account capital consumption.

2. Different functions: Social security card not only has the function of medical insurance card, but also is an important document for handling various social security businesses, such as receiving unemployment benefits. The medical insurance card is limited to the medical insurance function and can only be used to enjoy medical insurance benefits.

3. Different card issuing departments: medical insurance cards are undertaken by local designated agency banks, and social security cards are issued to the society by local human resources and social security departments.

4. Different security performance: the social security card has strict key management system and approval, and the security factor is high; However, the medical insurance card does not have such a management system, and the safety factor is low.

The benefits of medical insurance include:

1. Medical expenses reimbursement: Medical insurance can reimburse medical expenses that meet the requirements, including outpatient service, hospitalization and chronic diseases. This can reduce the economic burden of individuals and families.

2. Reduce the medical burden: the payment standard of medical insurance is relatively low, and there are government subsidies, so it can reduce the personal medical burden.

3. Promoting medical security: Medical insurance can improve the medical security system and improve the level of medical security. Through the guarantee of medical insurance, the phenomenon of poverty caused by illness and returning to poverty due to illness can be reduced.

4. Convenient medical management: Medical insurance can facilitate medical management. Through the information management of medical insurance, the reimbursement process of medical expenses can be simplified and the efficiency and quality of medical services can be improved.

5. Improve the quality of medical services: Medical insurance can improve the quality of medical services. Through the supervision and management of medical insurance, the standardization and specialization of medical institutions and doctors can be promoted, and the quality and efficiency of medical services can be improved.

To sum up, social security card and medical insurance card are different in concept, function, issuing department and security performance. In the process of use, it is necessary to pay attention to the correct use and storage of relevant certificates to avoid unnecessary trouble.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.