Calculation method of social security in Beijing for five consecutive years

Paying taxes and paying social security are two different things. A month's interruption of paying taxes does not mean that social security is interrupted. As long as your social security has not been cut off after March 20 10, you can buy a house after March 20 15, even if you have paid social security for five years in a row.

Conditions for non-Beijing hukou to buy a house in Beijing:

1. Pay social security for five consecutive years in Beijing from the date of applying for house purchase.

2. Pay personal income tax in Beijing for five consecutive years from the date of applying for house purchase.

One of these two conditions can be met.

The social security contributions of all employees of the unit are cut off due to the change of the registered address of the unit or the failure of deduction. During the five-year period, and the unit has completed the payment for individuals for less than 3 months, it will be regarded as normal payment in the qualification review of house purchase. If personal social security is paid back due to job transfer, the unit will complete the payment for the staff, and it will be regarded as normal payment for no more than 3 months.

In addition, the requirement for paying social security is that only the company that currently pays wages can pay social security. If your company does not give you any social security, according to state regulations, the company must pay you back; If the time you want to pay back is not in your current company, then your current company cannot pay you back.

Extended data:

Social insurance must work out a certain proportion of the insured's burden according to the probability of various risk accidents and the total payment expenditure estimated in advance according to the payment standard as the standard for determining the insurance rate. Moreover, unlike commercial insurance, the calculation of social insurance rate needs to consider more social and economic factors besides risk factors in order to obtain a fair and reasonable rate.

Collection methods of social insurance premiums:

1, proportional insurance system

This method is based on the wage income of the insured, so as to collect insurance premiums. Adopting the proportional system, the initial main purpose of social insurance is to compensate the income lost by the insured in risk accidents in order to maintain their minimum living. Therefore, we should refer to his usual income, on the one hand, as a standard to measure payment, on the other hand, as the basis for premium calculation.

The biggest drawback of the work-based proportional insurance system is that the burden of social insurance is directly related to wages. Whether employers and employees bear social insurance premiums or one of them bears social insurance premiums, the burden of social insurance is manifested in the increase of labor costs, which will lead to capital crowding out labor, which will lead to an increase in unemployment.

2. Equal insurance premium system

That is, regardless of the income of the insured or his employer, the insurance premium of the same amount should be charged. The advantages of this system are simple calculation and easy to be universally realized. Moreover, in countries that collect insurance premiums in this way, the payment system is generally divided equally, which has the significance of equal income and expenditure. But its defect is that low-income people and high-income people pay the same premium, which is obviously unfair in terms of affordability.

Baidu Encyclopedia-Social Security Card of the People's Republic of China