Social security card does not pay social security can still be used as a bank card

The social security card can still be used as a bank card without paying social security.

The social security card can still be used as a bank card even if you don't pay social insurance premiums. This is because the new-style social security card is equipped with a financial function, which can be used for operations such as cash access and spending. The financial account of the social security card is capable of accomplishing the payment of social insurance benefits, allowing the user to withdraw the appropriate funds.

Other functions of the social security card:

1. personal identification: the chip built into the social security card records the cardholder's identity information and can be used for identity verification;

2. medical services: the social security card can be used in hospitals for registering, paying fees, purchasing medicines, and other medical services;

3. electronic wallet: the social security card has a stored-value function, and can be used to a certain extent It can be used as an electronic wallet within a certain range;

4. Information inquiry: cardholders can inquire personal social security information, such as payment records, medical account balance, etc., through the social security card;

5. Public **** service: in some cities, social security cards can also be used in public **** transportation, libraries and other public **** service areas.

In summary, the social security card can be used as a bank card even if you don't pay social security premiums, because it has financial functions and can be used for operations such as cash access and consumption. However, it is necessary to activate the financial function, and the funds in the medical insurance personal account cannot be directly withdrawn.

Legal basis:

Circular of the Ministry of Human Resources and Social Security and the People's Bank of China on the Loading of Social Security Cards with Financial Functions

Article 2

Social security cards with financial functions are mainly realized through the loading of banking applications on the social security cards. The social security card loaded with financial functions (hereinafter referred to as the social security card with financial functions), as an electronic voucher for the cardholder to enjoy the rights and interests of social security and public ****employment services, has the basic functions of the social security card such as information record, information inquiry, business handling, etc., and at the same time, it can be used as a bank card, with the financial functions of cash deposit and withdrawal, money transfer, and consumption. The financial application of the social security card with financial function is RMB debit application, and does not support credit function for the time being, and its scope of use is limited to the territory of the People's Republic of China*** and the State. Social security card with financial functions of the card medium for the contact chip card, you can use the chip plus hidden magnetic stripe composite card in the form of temporary transition, the chip should contain both human resources social security applications (hereinafter referred to as social security applications) and financial applications.