How to participate in medical insurance for urban residents

Unit payment. The employer will deduct a part of the amount from the employee's salary every month to pay the medical insurance fee, and then the financial department of the unit will pay the fee to the social security department every month.

Personal payment. 1. I took my ID card and social security card to the local social security department and paid the monthly fee.

2. In the city services of mobile phone Alipay and WeChat, after the social security card is bound, medical insurance can be paid quickly.

What are the advantages of basic medical insurance for urban residents?

First, when the insured is sick, especially when he is seriously ill, the economic burden is reduced to some extent.

Second, when the insured is in good health, the insurance premium paid can be used to help other insured persons, thus embodying the spirit of "one person is sick and all families help each other".

The third is to relieve the worries of the insured. In order to encourage urban residents to participate in insurance, urban residents who meet the insurance conditions are divided according to their insurance time, and different medical deductible periods are set. Within six months after the implementation of the "Measures", the medical deductible period is three months, and there is no deductible period for minor residents; After six months of insurance (including minor residents, the same below), the starting period of medical treatment is one year; After one year, the deductible of medical treatment period is extended to two years; There is no deductible period for low-income residents to seek medical treatment.

Submit:

1. Insured information: Insured residents need to show the original household registration book, ID card and school registration certificate, submit a copy, and take a recent color photo (residents with second-generation ID cards do not provide color photos), and determine by themselves and bring the bank card to pay the fee.

2, the minimum living guarantee object need to show the original "Wuhan residents minimum living guarantee Jinling evidence" and submit a copy.

3. First-and second-class severely disabled people need to produce the original "People's Republic of China (PRC) Disabled Persons' Card" and submit a copy. Old people in low-income families need to submit a certificate issued by the neighborhood office where they live that they do not enjoy pension or pension benefits on a monthly basis.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24 The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25 The state establishes and improves the basic medical insurance system for urban residents.