The social security payment period is less than 15 years. What should I do in this case?

The latest trend announced by the National Bureau of Statistics shows that the population over 60 years old in China has exceeded 267 million, an increase of 3.29 million over the same period of last year, and the proportion of the population has also exceeded 18.9, an increase of 0.2. Traditionally, according to the standard of mild population aging, the proportion of the elderly population is 10-20, which exceeds 20 and does not reach 30, indicating that the population is moderately aging. As can be seen from the above information, China has now.

In China, the aging population is increasing year by year, and the pressure of old-age service is increasing greatly. In order to make more and more elderly people feel at ease in their daily lives, China's social security is also constantly reforming and innovating, among which social endowment insurance and endowment insurance pay special attention to those who have retired and will retire.

According to the work summary released by the Social Security Bureau in 2022, up to now, there are more than 654.38+34.7 million social security cards, 654.38+34.7 million social security cards and 654.38+34.7 million social security cards in China. According to the population estimate, the penetration rate has reached 95.6. In addition, in order to make our life more convenient, the relevant departments have published electronic cards.

As we all know, the endowment insurance related to social security has increased by 17 years in China, rising to 5 and 4.5, and the overall growth trend has been maintained. The person in charge of Ministry of Human Resources and Social Security said that in the follow-up plan, the basic pension salary will continue to be raised in the future.

On the other hand, the statistics released by People's Information Platform Network show that China's per capita income increased by 8. 1 and 5. 1 last year, which laid a solid foundation for the upward adjustment of pensions. In 2022, it is hoped that 18 pension will be raised, and social security and pensions will rise, so as to ensure that not all elderly people in China can enjoy their old age. Because some old people have passed the legal retirement age, but they didn't pay social security on 15, but these old people don't have to worry. In 2022, they can solve the problem of personal social security recovery in the following four ways.

If you want to supplement the old-age insurance for a long time, according to xiaoxiang morning herald, you can get the old-age insurance if you pay 15 years before you are 60 years old, and the part previously paid by employee social security can be paid repeatedly. However, it is worth noting that there is a certain difference between the two benefits.

One-time recovery is convenient, but it is also limited, because according to the relevant regulations of relevant departments, only former educated youth, state-owned retired employees or former retired employees who have paid social security have the right to recover together at this stage.

However, if the recovery period is not long, you can try these two methods and pay the fee every year. For example, if you don't recover five years before retirement, I will go to the designated area alone after retirement, because this method is very good, but because it is delayed recovery, there may be tax late fees.

Extending the retirement age, as we all know, the aging population is getting worse, and there will probably be a shortage of human capital in China in the future. At the two sessions of the National People's Congress, the relevant person in charge said that in the future, the relevant policies to extend the retirement age will be gradually implemented and the working years of the friends will be increased. But for people whose social security contributions should not exceed 15, this is a good opportunity to recover. If you are approaching the legal retirement age now, you can apply for extending the retirement age independently even if you are not satisfied.