Why do some people regret changing three generations of social security cards?

Some people regret changing the third-generation social security card for the following reasons: security questioning, complicated operation, high cost, inconvenience and technical update.

1, security issues:

The security of the third generation social security card may be in doubt, because the card contains a lot of personal information, such as name, ID number, social security number, bank account number and so on. The leak may bring huge losses to individuals.

2. Operational complexity:

The operation of the third generation social security card is complicated, which requires users to master certain technologies, and it is also cumbersome to operate, which is not conducive to the use of ordinary users.

3. High cost:

The cost of the third generation social security card is high, not only the cost of the social security card itself, but also the maintenance cost, which increases the user's use cost.

4. Inconvenient:

The third-generation social security card lacks convenience, so it can't make online payment like a bank card, nor can it make mobile payment like a smart phone, which brings inconvenience to users.

5, technical update problem:

Due to the technical update, the existing equipment may not be compatible with the new card, and the equipment needs to be updated.

At present, social security institutions cooperate with all banks to handle social security cards, and the financial account of which bank handles social security cards is the bank card of which bank. After the social security card is reported lost and a new card is reissued, the original medical insurance account will automatically become invalid and be transferred to a new social security card. If you change the bank, it is a pity that you can only go back to the original bank and re-apply for a new social security card.

Do I need to apply for the third generation social security card?

I need to change the third generation social security card. Bring your valid ID card and old medical insurance card to the social security center, and submit an application for social security card first. The balance of the second-generation social security card will be automatically transferred to the third-generation social security card. Replacing the third generation social security card does not affect the balance of the medical insurance account. After the successful replacement of the third-generation card, the function of the original second-generation cardholder will automatically become invalid. The cardholder only needs to activate the third-generation cardholder function in time, and the balance of the original second-generation card medical insurance account will be automatically carried forward to the third-generation card.

To sum up, I regret that I changed my social security card for three generations, and I can change it back to the original bank, but the bank card number has changed.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.