How do self-employed people pay employee medical insurance?

The process for individuals to purchase employee medical insurance is as follows:

1. Bring your ID card, recent one-inch bareheaded photo and proof of payment to the social security bureau where your household registration is located;

2. The payment amount is calculated according to the local social wage. The lowest level is 60% of the average monthly salary of social workers, and the highest level is 300% of the average monthly salary of employees.

3. The payment period is at least 25 to 30 years, and you can apply for employee medical insurance reimbursement after retirement;

4. Freelancers can choose to participate in medical insurance for urban workers, and the payment ratio varies according to different regions.

Medical insurance for employees is medical insurance for urban employees. The basic medical insurance premium for medical insurance for urban employees shall be paid jointly by the employer and the employees. The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all included in individual accounts. The basic medical insurance premium paid by the employer is divided into two parts, one part is used to establish the overall fund, and the other part is included in the personal account. Materials for individuals to purchase employee medical insurance:

1, identification. Personal identification, such as ID card and household registration book, is required to purchase employee medical insurance.

2. Personal basic information. Need to provide basic personal information, such as name, gender, date of birth, contact information, etc. ;

3. Social security registration certificate. If social security has not been paid before, it is necessary to provide social security registration certificate or social security unit payment certificate and other relevant certification materials;

4. Household registration book or residence certificate. Need to provide household registration book or residence certificate and other relevant certification materials;

5. Proof of medical expenses. It is necessary to provide proof of the occurrence of medical expenses, such as the list of fees or medical records issued by hospitals, clinics and other medical institutions.

To sum up, individuals in different regions and different types of insurance may have different policies and operational procedures for purchasing employee medical insurance. Specifically, you can consult the local social security agency or inquire about the local medical insurance policy.

Legal basis:

Social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24

The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.