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Rural social security from which year to start paying
Farmers who have participated in basic pension insurance for a total of 15 years or more can receive an old-age pension. Rural pension insurance does not stipulate from which year to start paying, as long as you have paid for 15 years before you retire, you can enjoy the protection of old-age insurance. Rural pension insurance applies to migrant workers who are employed in towns and have established a labor relationship with the employer, with the unit contributing 12% and the individual contributing 4% to 8%. If the insured person leaves the place of employment, he/she should go through the procedure of transferring the rural pension insurance relationship, and the insurance rights and benefits can be calculated cumulatively. Medical insurance, generally referred to as basic medical insurance, is a social insurance system established to compensate workers for economic losses caused by the risk of illness. The medical insurance fund is established through contributions from employers and individuals, and medical insurance organizations provide certain financial compensation to insured persons after they incur medical expenses for sick visits.
The establishment and implementation of the basic medical insurance system gathers the economic strength of units and members of the community, and together with government subsidies, enables sick members of the community to obtain the necessary material assistance from the community, reduces the burden of medical expenses, and prevents sick members of the community from becoming "poor because of illness".
Legal basis
The People's Republic of China Social Insurance Law
Article 23 Employees shall participate in the basic medical insurance for employees, and shall pay the basic medical insurance premiums by the employer and the employees in accordance with the state regulations***. Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees in their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the provisions of the State. Article 25 The State establishes and improves the basic medical insurance system for urban residents. Basic medical insurance for urban residents is a combination of individual contributions and government subsidies. The government shall subsidize the portion of individual contributions required by people enjoying the minimum subsistence guarantee, persons with disabilities who have lost their ability to work, and elderly people and minors over the age of sixty from low-income families. Article 30 The following medical expenses shall not be included in the scope of payment by the basic medical insurance fund:
(1) those that should be paid from the Workers' Compensation Insurance Fund;
(2) those that should be borne by a third person;
(3) those that should be borne by the public ****health;
(4) those who seek medical treatment outside China.
Medical expenses shall be borne by a third person in accordance with the law, and if the third person fails to pay or if the third person cannot be identified, the basic medical insurance fund shall pay in advance. The basic medical insurance fund shall have the right to recover the costs from the third party after the first payment.
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