What if the social security paid in Shanghai leaves Shanghai?

Legal analysis: 1, endowment insurance

A new unit. After resigning, the original unit will go through the formalities of stopping the payment for you, and your account will be sealed. If you can find a new work unit immediately, please provide a copy of your ID card to the staff of the new unit. They can go through the social security renewal procedures for you, and you don't need to do it yourself.

If there is no new unit, it is recommended to buy commercial endowment insurance. Or as a flexible employee, go to the social security agency where the household registration is located to participate in the old-age insurance for urban and rural residents, and the payment amount is 60%-300% of the local average monthly salary.

2. Work injury insurance, unemployment insurance and maternity insurance

The unemployment insurance is paid by 1% of the three insurances, and the other two insurances have no self-funded part, all of which are paid by the unit. Unlike endowment insurance, industrial injury and maternity insurance have no personal accounts and cannot be transferred. Once they lose their jobs, they can't enjoy welfare. Unemployment insurance can only be transferred in the province.

It is worth noting that unemployment insurance can only be enjoyed if you are dismissed by the unit, but you can't enjoy it if you resign yourself.

3. Medical insurance

Medical insurance is different from endowment insurance, and it will be more troublesome if it is interrupted. If it is interrupted for 3 months in a row or for more than 6 months in total, the medical insurance will be deemed invalid and the reimbursement service will not be available.

If there is a new unit, the unit will handle it for you. However, if there is no new unit, you can choose to buy a commercial medical insurance, or go to the social security center where your hukou is located to participate in medical insurance for urban and rural residents.

4. Housing accumulation fund

Housing provident fund, with individual accounts, the fees paid by enterprises and individuals all form the total amount of individual accounts, just like the bank's lump-sum withdrawal for all ownership individuals. After resigning, I just stopped saving money, but the money in my account is still yours. As long as it meets the conditions for withdrawal of the provident fund, it can be withdrawn at any time, and it can be renewed in the future without being invalidated.

Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to protect citizens' right to get material help from the state and society according to law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.