Job Recruitment Website - Social security inquiry - Medical insurance must pay enough teenagers.
Medical insurance must pay enough teenagers.
Medical insurance requires the insured to be 60 years old for men and 55 years old for women, with the payment period of not less than 25 years for men and not less than 20 years for women. The actual payment period of the basic medical insurance premium must be not less than 15 years, and medical insurance benefits can only be enjoyed after retirement. If the minimum age requirement is not met before retirement, the medical expenses of the actual payment period can be supplemented at one time. If the social security has only been paid for 15 years, and the medical insurance has not been paid enough, you can only receive a pension after retirement, but you can't reimburse the doctor.
The medical insurance system refers to a system in which a country or region raises, distributes and uses medical insurance funds to solve the problem of disease prevention and treatment of residents according to the insurance principle. The medical insurance system is an effective financing mechanism for residents' medical care, a relatively progressive system that constitutes the social insurance system, and also a widely adopted health expense management model in the world.
Unlike endowment insurance, medical insurance can calculate the cumulative payment time. Even if it is interrupted, it will not have a great impact on the collection of endowment insurance, but medical insurance is different. Medical insurance calculates the continuous payment time, which is linked to the enjoyment of lifelong medical insurance. Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement when they reach the statutory retirement age, and enjoy the basic medical insurance benefits in accordance with state regulations. Those who have not reached the prescribed time limit may pay the fees within the prescribed time limit.
Legal basis:
Article 23 of People's Republic of China (PRC) Social Insurance Law
Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
Article 27 of People's Republic of China (PRC) Social Insurance Law
Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.
Article 60 of People's Republic of China (PRC) Social Insurance Law
The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.
Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.
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