Is it better to pay more social security or less?

If there is a work unit, it is good for individuals to pay social security; If there is no work unit, it is more cost-effective to buy insurance. At present, if there is a work unit, priority will be given to the social insurance of the unit. You only need to pay 8% of the personal salary or the average social salary, and the unit will pay 20% for you, so that you can get the maximum benefit and guarantee with the least expenditure.

Legal objectivity:

Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity. Article 4 of the Social Insurance Law Employers and individuals in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.