Basic pension age

The legal retirement age for women is 55 and that for men is 60, and they receive social security pensions according to these two age groups. Anyone who meets the following conditions can retire and receive a pension:

1, male over 60 years of age, female over 50 years of age, continuous service for ten years;

2, engaged in underground, high altitude, high temperature, particularly heavy manual labor or other harmful operations, men over 55 years of age, women over 45 years of age, continuous service for ten years;

3. This provision also applies to grassroots cadres whose working conditions are the same as those of workers. Men over 50 years of age, women over 45 years of age, continuous service for ten years, certified by the hospital, and confirmed by the labor appraisal committee, completely lost the ability to work;

4, work-related disability, proved by the hospital, and confirmed by the labor appraisal committee, completely lost the ability to work.

Pay less than 15 when you retire. The treatment method is as follows:

1. According to the relevant regulations of the state and the province, if the insured reaches the retirement age stipulated by the state, but the payment period of the basic old-age insurance for employees in urban enterprises is less than 15 years and meets certain conditions, they can apply to extend the payment time of the basic old-age insurance to 65 years old. The specific process for the applicant to apply for extending the payment time is as follows:

(1) Fill in the application form for extending the payment period;

(2) Bring the original and photocopy of my ID card and the original and photocopy of my household registration book, and apply to the social insurance agency in the area (city) where the household registration is located for an extension of the insurance payment;

(3) With the approval of the district (city) social insurance agency, the insured who applies for extending the payment time shall handle the payment procedures for flexible employees with the application form.

2. If the payment period is still less than 15 years, you need to make up the difference at one time.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC).

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.