Is maternity insurance given by the company or the state?

Legal analysis: Maternity insurance is a medical service and maternity allowance provided by the state and society, so maternity insurance is reimbursed by the state. Applicants need to submit the application materials to the employer first, which will be sent to the maternity insurance window of the district social labor insurance agency after being approved by the employer, and then the staff will accept the verification and pay the maternity medical expenses and maternity allowance. Maternity insurance reimbursement expenses are included in the medical insurance card. Settlement procedures for inpatient and outpatient treatment of special diseases:

1. Before each month 10, the designated medical institutions will report the expense list, hospitalization list and related materials of patients discharged from the hospital last month to the medical insurance agency, which will be used as the basis for monthly pre-allocation and year-end final accounts after review;

2, medical insurance agencies monthly pre-allocated last month's hospitalization and outpatient special disease co-ordination fees;

3. Insured persons who have been identified as suffering from special diseases shall go to the designated medical institutions designated by the labor and social security department for medical treatment and purchase medicines, and the medical expenses incurred shall be directly accounted for and settled immediately;

4. Emergency settlement procedure: the medical expenses incurred by the insured in emergency rescue to non-designated medical institutions in the city and medical institutions in different places shall be paid in advance by individuals or units. After the emergency rescue, the medical insurance agency shall go through the reimbursement procedures according to the regulations with emergency medical records, inspection, laboratory sheets, invoices and detailed list of medical expenses.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.

Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.