What if I haven't received the card when I pay the medical insurance?

The medical insurance card has never been collected, and it is kept by the social security center or the bank designated by the social security center, and can be collected when necessary. When receiving a medical insurance card, you should bring your valid ID card to the designated bank outlets designated by the local social security department to apply, and go through the activation procedures according to the instructions of the staff.

If you have been paying the medical insurance premium, but have not received the medical insurance card, you can take the following steps to solve this problem:

First of all, you should contact the local social insurance management department and ask about the medical insurance card. You can consult by phone, email or in person at the office of the Social Security Bureau. Will tell you whether you have already applied for a medical insurance card, or help you reissue a new medical insurance card.

Secondly, if you find that the medical insurance card has not been processed or lost, you need to prepare the relevant identity documents, such as ID card and household registration book, and then fill in the relevant application form according to the requirements of the Social Security Bureau and go through the formalities for completing the medical insurance card.

Finally, once the medical insurance card is successfully processed, it needs to be properly kept for future use. In addition, if you find that your medical insurance expenses have been deducted, but you have not enjoyed the relevant treatment of medical insurance, you can also complain to the Social Security Bureau to solve this problem.

When dealing with the problems in the process of medical insurance card, it is the key to solve the problems by contacting the social insurance management department in time. Follow the relevant procedures, you can successfully apply for or reissue a medical insurance card to ensure that you enjoy medical insurance benefits. If you lose your medical insurance card, report it to the Social Security Bureau immediately and go through the replacement procedures to ensure that medical insurance will not be affected.

The benefits of medical insurance are mainly reflected in the following aspects:

1, reducing the burden of medical expenses: medical insurance can reimburse some medical expenses and reduce the medical burden of individuals and families.

2. Improve the accessibility of medical services: The existence of medical insurance system enables more people to enjoy the protection of medical services, especially for some poor areas and vulnerable groups.

3. Promote the rational use of medical resources: The implementation of medical insurance system can guide patients to make more rational use of medical resources and avoid excessive medical treatment and waste.

4. Maintaining social stability: The medical insurance system can alleviate the problems of poverty caused by illness and returning to poverty due to illness, and maintain social stability.

To sum up, if you have been paying the medical insurance fee, but have not received the medical insurance card, you should contact the social insurance management department in time and handle or reissue the medical insurance card according to the regulations.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.