Is it illegal to pay social security? What are the risks?

It is illegal to pay social security, and there may be a serious risk of imprisonment.

Be cautious about paying social security now, and the law has determined that it is illegal to pay social security. When social security was interrupted, I ran errands for six months. Everyone knows that the interruption of social security is a big trouble. Many preferential policies are linked to social security, and children who buy a house and a car will be blocked from entering the school.

Therefore, many people choose to find an intermediary to pay social security when they leave their jobs. In particular, some freelancers with non-local household registration are restricted by household registration, so they can't pay social security in their own names, so they can only find agents to call on social security.

Now, however, it is illegal to pay social security. Paying social security is originally a policy edge ball. According to the Social Insurance Law, employees must sign a labor contract with the employer and establish a labor relationship before they can pay social insurance through the employer.

If the two parties have not established a labor contract relationship, they are not allowed to pay social security through affiliated institutions. Paying social security actually involves many risks.

For example, there are policy risks, reputation risks and use risks. Policy risk refers to the fact that there is no real labor relationship between employees and the employing units affiliated with agents. When applying for social insurance benefits from social security agencies, it will be considered as insurance fraud.

Will be fined more than two times and less than five times the amount of fraud. Credit risk means that the agency contract signed with the social security agency is not protected by law due to the above policy reasons. Use risk refers to that, linked to the policy risk, once social security is found to be fraudulent payment, some insurance related to reimbursement will not be compensated by the insurance department.

Extended data:

Social security payment is the main content of social security agency service, which means that agency companies provide services for enterprises or individuals to handle or pay social insurance, and it is one of many items in personnel agency service. As an intermediary service, with the implementation of relevant supporting policies in various places, social security payment has attracted more and more attention and become an industry.

Social security content

According to the latest interpretation of People's Republic of China (PRC) Social Insurance Law, which came into effect on July 20 1 1, social insurance includes five types:

I. Endowment insurance

The basic old-age insurance system is a social insurance system established by the state to protect the basic needs of citizens in their old age. The basic old-age insurance adopts the mode of combining social pooling with individual accounts, and the employer and the individual jointly pay the fees.

Second, medical insurance.

Basic medical insurance is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

Third, industrial injury insurance.

Work-related injury insurance is social insurance designed for work-related injuries. Industrial injury insurance establishes an industrial injury insurance fund through social pooling. Workers within their insurance coverage suffer accidental injuries or occupational diseases in production and business activities or temporarily or permanently lose their ability to work under certain circumstances.

In case of death due to the above two situations, the laborer or his survivors can obtain necessary material compensation from the state and society to ensure the basic livelihood of the laborer or his survivors, and provide necessary medical assistance and rehabilitation services for the injured laborers.

Four. unemployment insurance

Unemployment insurance is a system enforced by the state through legislation. Employers, employees' individual contributions and state financial subsidies raise funds to establish unemployment insurance funds, provide material help to workers who have temporarily suspended their lives due to unemployment, ensure their basic livelihood, and create conditions for their employment through job-transfer training and job introduction.

Verb (abbreviation of verb) maternity insurance

Maternity insurance is a social insurance system determined by the state through legislation. When working women temporarily stop working because of childbirth, the state and society give necessary material help and living security to working women who give birth.

Through the establishment of maternity insurance system, the state provides maternity allowance, medical service and maternity leave treatment for pregnant women, ensures the health of pregnant women and creates favorable conditions for the feeding and growth of babies. Therefore, maternity insurance plays a very important role in ensuring the production and reproduction of social labor.

Service object

(1) Local branches of foreign-funded enterprises and foreign enterprises;

(two) the permanent business outlets of commercial franchise chain enterprises;

(3) Small and medium-sized enterprises without personnel management positions;

(4) Individual industrial and commercial households for which no enterprise pays social security;

(5) freelancers;

(6) Due to job changes, there are no employees whose social security is paid by the company for the time being;

(seven) other units and individuals that meet the policy requirements.

service content

1. Social security account and provident fund account;

2. Increase or decrease the social security account, and pay five insurances and one gold;

3. Maternity reimbursement, industrial injury insurance reimbursement, provident fund withdrawal and other services;

4. Answer questions related to five insurances and one gold;

5. Handle other five insurance and one gold related businesses.

Industry status

In Beijing, Shanghai, Guangzhou, Shenzhen and other cities, many policies and treatments such as buying a house, buying a car and sending children to school require migrants to pay social security continuously.

For many freelancers who have no enterprise to pay social security for them, and many people who are temporarily unable to pay social security because of changing jobs, in order to get some treatment, they have to entrust a company to pay social security for them to ensure the continuous payment of social security.

So at present, social security payment has become an industry in many cities, and many companies provide online social security payment services, so that people who need to pay social security can pay social security more conveniently and quickly.

References:

Baidu encyclopedia-social security payment