How many years can I get a pension after paying the rural endowment insurance?

Rural endowment insurance was implemented in 2009 for villagers who have lived in rural areas for a long time. Rural villagers can pay the insurance premium of 15 years on time after participating in the social basic old-age insurance, and receive the pension after reaching retirement age. It should be noted that applicants need to pay 15 years before retirement age to enjoy the old-age insurance benefits. If the payment period is less than 15 years, only the premium paid can be refunded, and the pension cannot be enjoyed.

Rural old-age insurance refers to the old-age insurance system with rural non-registered residents as the insured object. The basic principles of rural old-age insurance are: the level of security is compatible with the development of rural productive forces and the affordability of all aspects; Old-age insurance is combined with family pension, land security and social assistance; Relative rights and obligations; Give priority to efficiency and give consideration to fairness; Self-protection is given priority to, supplemented by collective (including township enterprises and institutions) adjustment, and the state gives policy support; Government organizations and farmers voluntarily combine.

Legal basis: Article 20 of People's Republic of China (PRC) Social Insurance Law The state establishes and perfects a new rural social endowment insurance system. The new rural social endowment insurance combines individual contributions, collective subsidies and government subsidies. "People's Republic of China (PRC) Social Insurance Law" Article 21 The benefits of new rural social endowment insurance consist of basic pension and personal account pension. Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis. People's Republic of China (PRC) Social Insurance Law Article 22 The State establishes and improves the social endowment insurance system for urban residents. The people's governments of provinces, autonomous regions and municipalities directly under the Central Government may, according to the actual situation, combine the social endowment insurance for urban residents with the new rural social endowment insurance.

The basic principles of the new rural social endowment insurance system are "fundamentality, wide coverage, flexibility and sustainability". First, proceed from the rural reality, start at a low level, and the standards of financing and treatment should be compatible with economic development and affordability in all aspects; Second, individuals, collectives and governments should share responsibilities reasonably and adjust their rights and obligations; Third, the combination of government guidance and farmers' wishes will guide farmers to participate in insurance generally; Fourth, the pilot should be carried out first and step by step.