Can medical insurance for pregnancy check be reimbursed?

Can medical insurance for pregnancy check be reimbursed? Details are as follows:

1. Pregnancy check-up and production expenses are not covered by medical insurance reimbursement, but are generally reimbursed by maternity insurance expenses. In other words, the cost of pregnancy test is generally carried out in outpatient department and will not be reimbursed. Maternity insurance covers the expenses incurred by pregnant women during delivery in hospital. This fee can be directly reimbursed when pregnant women are hospitalized, but this pregnancy examination fee is not reimbursed.

2. Pregnancy examination is a necessary examination for pregnant women during pregnancy. Going to the pregnancy test on time can tell whether the fetus is healthy and avoid physical problems. Generally, the cost of prenatal examination cannot be reimbursed by medical insurance. Pregnant mothers should be examined on time at all stages, such as the height, weight and blood pressure of pregnant women in the early stage and the four-dimensional color Doppler ultrasound of pregnant women in the later stage.

When doing prenatal examination, we should follow the rules before prenatal examination. Some prenatal examinations need an empty stomach, and some prenatal examinations need urination. It is best for pregnant women to wear loose clothes during prenatal examination, which is beneficial to the convenience of prenatal examination. During pregnancy, women should pay attention to rest and not stay up late often, which is not conducive to the development of the fetus.

Those who pay medical insurance for flexible employees are as follows:

1. If you participate in social security as a flexible employee, the insured person can directly bring ID cards, household registration books and other materials to the local social security agency for insurance procedures;

2. Fill in the declaration form in the service window of the service hall, and then give the form and materials to the staff, who will help with it. Then go to the designated bank to go through the withholding formalities and sign a collection agreement with the bank. After the bank signs the collection agreement, when the insured pays the social security fee, he only needs to put the money into the designated bank card, and the banking system will directly deduct the money from the card to pay;

3. It should be noted that general flexible employment social security can be paid by the insured, and the insured can choose to pay monthly or once a year. Everyone should also keep sufficient funds in the card when paying, so as to avoid the failure of bank payment caused by insufficient balance, which will cause the social security payment to be broken and affect their social security benefits.

To sum up, generally, only the reasonable and necessary medical expenses incurred by the insured due to illness or accident can be reimbursed, while the medical expenses related to delivery, including prenatal and postpartum examination expenses, pregnancy protection expenses, delivery expenses, abortion expenses, ectopic pregnancy expenses, abortion expenses, infertility treatment expenses and complications caused by delivery, are not reimbursed by commercial medical insurance.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.