Henan social security personal account inquiry

I. How to inquire about the social security personal account of flexible employees can inquire about the social security paid by individuals in the following ways: 1. Online inquiry: log in to the local social security bureau, register your account first, and enter the relevant information of ID card and mobile phone number for verification, so that you can quickly inquire about the social security payment. 2. Mobile phone inquiry: Alipay and WeChat both provide convenient social security inquiry services, and users can bind social security cards in urban service applications to inquire about the current payment status. 3. Telephone inquiry: Call the social security hotline 12333 to provide identity information, which is convenient for inquiring personal social security information. 4. Inquiry by Social Security Bureau: Cardholders can bring their ID cards and social security cards to the local social security bureau to inquire about the current social security payment information. Second, can the social security account balance be withdrawn? The balance of social security account cannot be withdrawn. The balance of medical insurance account can be used for cardholders to buy medicine in pharmacies and pay medical expenses in hospitals every day, but they cannot withdraw or cash out; Pension account balance can only be withdrawn when the cardholder reaches retirement age and the payment has not reached 15. If the payment has reached 15, he can enjoy the monthly pension, and the balance cannot be withdrawn. Social security is a welfare guarantee promoted by the state. The insured can enjoy medical insurance, pension, unemployment, work injury and maternity protection, and the priority of insurance is higher than that of commercial insurance. 3. How to calculate the personal account pension of endowment insurance = (average monthly salary of employees in the province last year+average monthly payment salary of myself) ÷2× payment period × 1%= average monthly salary of employees in the province last year (1+ average monthly payment index of myself) ÷2× payment period × 1%. Individual endowment insurance is paid according to 20% of the payment base, of which 12% of the payment base is included in the overall account and 8% of the payment base is included in the personal account. After retirement, the calculation of pension amount is also divided into two parts. Part of it is calculated from the overall account, which is the basic pension; The other part is calculated from the personal account, which is the personal account pension. The basic old-age insurance premium is shared by enterprises and individual employees: enterprises pay a certain proportion of the total average monthly salary of employees in the previous year (19% in Beijing, which may be different in other cities), and individual employees pay a certain proportion of the average monthly salary of employees in the previous year (generally 8%). Urban individual industrial and commercial households, flexible employees and laid-off workers from state-owned enterprises who participate in the basic old-age insurance in their personal capacity shall pay the basic old-age insurance premium at a rate of 20% based on the average social wage in the province where they are located, and all of them shall be borne by themselves. Personal social security accounts can be inquired online, by telephone or by the local social security bureau.

Legal objectivity:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.