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10 what is the social security payment policy in Beijing?
Migrant workers who have been insured in Beijing and paid social security 10 years, and the accumulated payment reached the minimum payment period stipulated by social security at the legal retirement age 15 years (5 years in other regions), can choose to go through retirement procedures in Beijing and enjoy the monthly pension treatment for retired workers in Beijing. Or they all choose to move, go back to their place of residence for retirement, and enjoy the monthly pension benefits for retired workers in their place of residence. At the legal retirement age, if the accumulated insurance payment in Beijing is less than 10 years, when going through the retirement formalities, they can only move back to their domicile to go through the retirement formalities, and enjoy the monthly pension treatment for retired workers at their domicile.
1. Can Beijing enjoy social security benefits after paying for ten years?
The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
Endowment insurance is a large part of social security, and it is also an extremely important insurance that must be paid no matter what kind of social security. The minimum requirement is that the social security payment time reaches 15 years. No matter where it is paid, the total time is enough.
Second, what if it is not a local account in Beijing?
If you are a non-Beijing hukou, you can choose two retirement places. Either retire in Beijing or return to the household registration, and you can't retire in your hometown and enjoy Beijing treatment.
The pension insurance relationship in our country can be transferred across regions long ago. In 2009, the state promulgated the Interim Measures for the Transfer and Continuation of the Basic Old-age Insurance Relationship for Urban Employees, which put forward relevant provisions on the trans-regional transfer of the old-age insurance relationship.
In determining the place of retirement, the pension insurance regulations clearly stipulate that:
Pay social security only at your place of residence, and you can definitely retire only at your place of residence.
Not only do you pay social security in your household registration, but now you can go through retirement procedures locally as long as you pay 10 years.
Social security is not only paid in the place of residence, but also less than 10 years now. However, if there is a place where the payment has recently reached 10 years, go there to support the elderly.
Social security is not only paid at the place of residence, but also less than 10 years at present, and less than 10 years in all places. You should go back to your place of residence to retire.
Therefore, you can go back to Beijing to continue to pay fees before retirement, and you can enjoy the pension benefits in Beijing.
But it must be remembered that when you retire, you must transfer all the' old-age insurance' relationships to the retirement place to calculate the pension.
Third, adjust the pension standard reasonably.
In terms of basic old-age insurance for employees, the list is clear, and basic pensions, including basic pensions and personal account pensions, are issued, and transitional pensions are issued to insured persons who participated in work before the reform and retired after the reform, and a reasonable adjustment mechanism for basic pensions is established.
In terms of basic old-age insurance for urban and rural residents, the list is clear, and basic pensions and personal account pensions are issued. At present, the minimum standard of basic pension determined by the state is 70 yuan per person per month. According to economic development and price changes, establish a reasonable adjustment mechanism for the basic pension level.
"Establishing a scientific normal adjustment mechanism for treatment is an important guarantee for ensuring that insured people share the fruits of economic and social development reasonably." According to the relevant person in charge of the Policy Research Department of Ministry of Human Resources and Social Security, regarding the old-age insurance, the normal adjustment mechanism of the old-age insurance benefits will be gradually established and improved according to factors such as economic development, income growth, price level and affordability in all aspects, and the basic pensions for retirees and urban and rural residents will be raised in an overall and orderly manner, so as to stabilize the expectations of the insured.
Increase the proportion of individual contributions to medical insurance for urban and rural residents
The plan proposes to improve the stable and sustainable financing and reimbursement ratio adjustment mechanism of basic medical insurance, formulate a three-year government subsidy plan for urban and rural residents' medical insurance, appropriately increase the proportion of individual contributions while raising the government subsidy standard, and gradually link individual contributions with the income level of urban and rural residents.
The relevant person in charge of the Policy Research Department of Ministry of Human Resources and Social Security said that residents' medical insurance will be financed by combining individual contributions with government subsidies, and the government will subsidize individuals with difficulties such as subsistence allowances. In recent years, the financial subsidy standards at all levels have increased year by year, reaching 20 1.
In 2000, it was raised to not less than 420 yuan per capita, and it was proposed that the individual contribution should be raised to not less than 150 yuan.
During the "Thirteenth Five-Year Plan" period, the financing level of medical insurance will be scientifically determined by further improving the financing methods and channels, and a dynamic adjustment mechanism organically related to economic growth, residents' income and medical expenses will be gradually formed, and the responsibilities of the government, units and individuals will be clarified, and a reasonable financing structure will be formed to realize the stable and sustainable operation of the medical insurance system and better safeguard the rights and interests of the broad masses of the people.
IV. The significance of Beijing Social Security 10 year is as follows:
1. Enjoy pension benefits. After paying social security 15 years in Beijing, you can go through retirement procedures and enjoy pension benefits in Beijing. And if the pension insurance payment time is longer, the premium paid is higher, and the pension benefits you can enjoy are higher;
2. Beijing has higher pension benefits. Beijing is a first-tier city, and high social wages mean high premiums for paying pensions, which also means the higher pension benefits you can enjoy after retirement;
3. shake the number to get the card. Only by paying social security or personal income tax for five consecutive years in Beijing can you get a license and buy a motor vehicle. Personal income tax can be broken monthly, not annually; Social security payment is effective, but individual tax payment is invalid;
4. Buy a house. Only by paying social security or personal income tax for five consecutive years in Beijing can you meet the conditions for buying a house. But if it exceeds the time limit, or it is overdue, it is invalid;
5. Be quiet. You can only settle in Beijing after paying social security for 7 years continuously;
6. Children go to school. In Beijing, both parents of children need to pay 6- 12 months of social security in the district and county where the school belongs, before the children can go to school in this district and county. Specific local regulations shall prevail. However, it should be noted that some districts and counties do not recognize social security payment records;
7. Hong Kong and Macao passes and visas. Pay social security 1 year in Beijing, and the payment is valid before you can apply for Hong Kong and Macao passes and visas;
8. Enjoy medical insurance benefits. Only when you have participated in social security in Beijing for 2 months can you use the real-time settlement function of medical insurance card;
9. Enjoy maternity insurance benefits. Those who meet the requirements of social security payment period can enjoy maternity insurance benefits, including reimbursement of maternity medical expenses, receiving allowances and enjoying maternity leave;
10. Enjoy unemployment insurance benefits. Beijing social security includes unemployment insurance, and social security is paid in full and on time. If unemployed, the insured can receive unemployment insurance money on the premise of meeting the conditions in unemployment insurance benefits.
1 1. Enjoy the treatment of industrial injury insurance. Beijing social security includes work-related injury insurance, which is paid in full and on time. If a work-related injury occurs, you can apply for work-related injury insurance for compensation.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 24 The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.
Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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