Is maternity insurance social security or medical insurance?

Maternity insurance is social security.

Maternity insurance is a part of social insurance, which provides medical services, maternity allowance and maternity leave for female workers during pregnancy and childbirth. This system was established according to national legislation, with the purpose of providing economic compensation and medical care for female workers during childbirth. In China, maternity insurance benefits mainly include two aspects: one is maternity allowance, which is used to make up for the income interruption caused by childbirth; The second is maternity medical care, which is used to pay for maternity-related medical expenses. Maternity insurance is paid in full by the employer, and employees do not need to bear the expenses. Male employees should also participate in maternity insurance. After one year of continuous payment, employees can enjoy the corresponding maternity insurance benefits according to law.

Types of social security:

1, old-age insurance: providing basic living security for retired people;

2. Medical insurance: used to reduce the burden of medical expenses incurred by employees due to illness;

3. Unemployment insurance: providing economic assistance and re-employment services for the unemployed for a certain period of time;

4. Work-related injury insurance: providing medical treatment, rehabilitation and economic compensation for workers injured at work;

5. Maternity insurance: provide financial assistance to female employees in a certain period of time.

To sum up, maternity insurance, as an important part of the social insurance system, is established through national legislation, which provides necessary medical services, economic compensation and maternity leave support for female employees during pregnancy and childbirth, and is paid in full by the employer to ensure that employees do not need personal burdens, and male employees also participate, meeting the conditions of continuous payment for one year, aiming at reducing the burden of maternity and promoting the balance between family and work.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 53

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums. Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance. Article 55 Maternity medical expenses include the following items: (1) Maternity medical expenses; (two) family planning medical expenses; (3) Other project expenses stipulated by laws and regulations.