Social security payment standard for flexible employees in Beijing in 2023

In 2023, the social security payment standard for flexible employees in Beijing will continue to implement the previous year's standard. Employees are required to pay the basic old-age insurance, medical insurance, unemployment insurance and work-related injury insurance for urban employees on a monthly basis, and the specific payment amount is determined according to personal income.

According to the latest policy, the social security payment standard for flexible employees in Beijing will continue to be implemented in 2023. According to the standard, flexible employees are required to pay the basic old-age insurance, medical insurance, unemployment insurance and work-related injury insurance for urban employees on a monthly basis. Specifically, the social security payment standard for flexible employees in Beijing includes two parts: first, the basic cost, that is, the total of urban workers' basic old-age insurance, medical insurance, unemployment insurance and maternity insurance10.5%; The second is the personal account fee, that is, the personal account part of the basic old-age insurance and supplementary medical insurance premiums. Personal accounts are calculated and paid at 8% of individual contributions, and the supplementary medical insurance premium is 0.8%. The specific payment amount is determined according to the actual income of the individual. Flexible employees can choose their own payment base, but it should meet the minimum payment standard and the maximum payment standard, and can not be lower than the local minimum wage standard. In addition, flexible employees can participate in supplementary payment in the form of tax-deferred pension insurance and commercial pension insurance.

What impact will the adjustment of social security payment standard for flexible employees have on flexible employees? The adjustment of social security payment standard for flexible employees will cause certain economic pressure on flexible employees. The income of flexible employees is relatively unstable, and the amount of individual contributions is very uncertain. At the same time, while paying social security fees, flexible employees also need to bear other expenses, such as rent, transportation and meals. This may increase their economic burden. However, paying social security fees also has its positive significance. On the one hand, it can protect the basic social security rights and interests of flexible employees and improve their living security level; On the other hand, it can also prepare for the future pension planning of flexible employees and ensure that they get corresponding treatment after retirement.

The implementation of the social security payment standard for flexible employees in Beijing aims to protect the basic social security rights and interests of flexible employees. Flexible employees should understand the policy requirements in time and arrange their own economic affairs reasonably. At the same time, the government and society should increase support for flexible employees and provide more public services and employment opportunities.

Legal basis:

Article 12 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.