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How many years should I pay for social security in Dongguan? What are the relevant provisions

According to the provisions of the Social Insurance Law, individuals who have participated in basic pension insurance will receive a monthly basic pension if they have contributed for a total of fifteen years by the time they reach the legal retirement age. In other words, the minimum number of years of contributions required for pension insurance is 15 years. However, the longer the contribution period and the larger the contribution base, the more pension you will receive after retirement. Medical insurance is determined by each coordinating region according to the local situation, generally thirty years for male workers and twenty-five years for female workers.

Social security we are not familiar with, one of the many insurance, many cities will have the relevant social security provisions, Dongguan is no exception, in Dongguan, many people for social security provisions are not yet very well understood, is not very clear Dongguan social security to pay for how many years , today I'll give you a brief explanation of the relevant provisions.

One, how many years to pay social security in Dongguan?

According to the provisions of the first paragraph of Article 16 of the Social Insurance Law, individuals who participate in the basic pension insurance, reaching the legal retirement age when the cumulative contribution of fifteen years, receive a basic pension on a monthly basis. This means that the minimum number of years of contributions required for pension insurance is 15 years. However, the longer the contribution period and the larger the contribution base, the more pension you will receive after retirement. Medical insurance is determined by each coordinating area according to the local situation, generally thirty years for male workers and twenty-five years for female workers.

Two, Dongguan social security regulations

1, supplemental insurance implementation rules

Supplemental insurance includes hospitalization supplemental medical insurance and medical insurance personal account, not participate in hospitalization supplemental medical insurance, can not choose to participate in the individual account of the medical insurance alone. Flexible employment and students to participate in the supplementary insurance, need to pay individual contributions.

Employees, urban and rural residents and flexibly employed persons who choose to participate in the supplementary medical insurance, employees by the employer, urban and rural residents by the village (community), flexibly employed persons by the individual to the town (street) social insurance agency for the participation and payment procedures.

Supplementary insurance includes hospitalization supplementary medical insurance and medical insurance personal account. The Municipal Social Security Bureau said that employers, villages (communities) and flexibly employed people can choose to participate in hospitalization supplemental insurance on the basis of all or part of the participants to participate in the medical insurance individual account; did not participate in the hospitalization supplemental medical insurance, can not choose to participate in the individual account of medical insurance alone.

2, medical insurance individual account contribution base determined by personal income

"Supplementary medical insurance implementation rules" clearly, hospitalization supplemental medical insurance contribution base according to the previous year's average monthly salary of urban on-the-job workers to determine. Medical insurance individual account contribution base determined by personal income, employees by the employer according to the employee's own salary income monthly declaration, the minimum is not less than 60% of the average monthly salary of urban workers in the city, the highest is not higher than the average monthly salary of urban workers in the city in the previous year, 300%; urban and rural residents are the city's average monthly per capita net income of rural residents in the previous year as the basis for the contribution.

In addition, flexibly employed people can refer to employee standards by the individual choice to participate in the supplementary medical insurance, to participate in the health insurance individual account, its contribution base with reference to employee standards declared by the individual. And according to the provisions of the school as a unit to participate in the city's basic social health insurance college and university students, primary and secondary school students, by the school unified choice to participate in the supplementary medical insurance. Among them, if they participate in the medical insurance individual account, the contribution base is determined with reference to the standard for urban and rural residents. The above two categories of people to participate in the supplementary medical insurance, their contributions are borne by individuals.

3, first enjoy the basic insurance treatment, and then enjoy the hospitalization supplemental insurance

"Supplemental medical insurance implementation rules" clearly, the participants hospitalization or specific outpatient medical expenses incurred in line with the scope of payment of the city's social insurance, first of all, in accordance with the relevant provisions of the basic medical insurance, and participate in the hospitalization supplemental medical insurance and meet the conditions of the enjoyment of the hospitalization supplemental medical insurance If you are eligible for hospitalization supplemental medical insurance, you will be paid according to the relevant provisions of the hospitalization supplemental medical insurance on the basis of enjoying the basic medical insurance treatment.

The basic medical expenses incurred by the insured due to accidental hospitalization and in line with the regulations, and the individual's out-of-pocket payment of the basic medical expenses after payment by the funds of the insurance for major diseases, can be subsidized in accordance with the relevant provisions of the inpatient supplemental medical insurance.

4, have a medical insurance account, can be in the community outpatient medical purchase

If the participants also participated in the medical insurance account, will be able to in the city's social insurance designated hospitals, designated retail pharmacies, designated community health service institutions outpatient medical and purchase of medicines, you can use the social security card directly in the social security card medical insurance account to pay for the relevant medical expenses, medical insurance fund is no longer duplicated. The medical insurance fund will not repeat the payment. If the employer or individual participating in the medical insurance account ceases to be insured, interrupts the payment of fees or fails to pay the full amount of fees, from the month of ceasing to be insured, interrupting the payment of fees or arrears of fees to stop enjoying the treatment of medical insurance account, and the balance of its medical insurance account can continue to be used.

The above is my answer to the question of how many years to pay for social security in Dongguan, generally speaking, the social security payment time is about 15 years, many places are such a provision, so that you can get the corresponding medical and pension insurance, there are some areas are not necessarily so, according to the local requirements to pay the social security, social security payment to the time, naturally, you will be able to receive the money.
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