Can I get a refund if I don't buy five insurances?

1, social security doesn't want to continue to pay, so it can't be refunded. Only when the insured reaches the legal retirement age can the amount in the personal account be refunded for the insured. The coordination amount in the account will not be refunded.

2. However, in some places, under special circumstances, even if the insured person has not reached the statutory retirement age, the fee can be refunded.

3. Those who live overseas or in Hong Kong, Macao and Taiwan may apply for surrender.

If you die before retirement age, your family can apply for surrender and take out the money.

5. If you pay social security in two cities at the same time, you can refund the personal expenses paid by one city.

6. If you reach retirement age, medical insurance and endowment insurance have not been paid enough years, and you don't want to pay them back, you can also apply for surrender and take the money out of your personal account.

7. If you pay five insurances and one gold repeatedly, you can also apply for surrender.

Social security inquiry method

1, social security center query

If you don't know your social security account number, you can bring your ID card to the business hall of social insurance agencies in various districts to inquire.

2. Online inspection

Log in to the city's labor security network or social insurance business website, click on the "personal social security" information query window, and enter my ID card and password to query my insurance information.

3. Telephone consultation

Call the labor and social security comprehensive service telephone number "12333" for policy consultation and information inquiry.

4. Touch screen query

If there is a social insurance touch screen inquiry system in the business hall of social insurance agencies in each district, swipe your card or enter the card number or ID number according to the screen prompts for inquiry.

As can be seen from the above, I didn't buy any five risks, and the money I paid was basically non-refundable. However, in special circumstances, you can still apply for a social security refund.

Legal basis:

Social insurance law

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance can pay less than 15 years when they reach the statutory retirement age. You can receive the basic pension on a monthly basis and transfer it to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding pension insurance benefits according to the regulations of the State Council.