Social security, can you buy a house in Shenzhen without buying a pension?

No, social security refers to industrial injury, medical care and old-age insurance. Buying a house in Shenzhen requires three years of residence and 36 months of social security.

Shenzhen housing qualification

Deep households and adult single (including divorced) families must have settled in Shenzhen for three years, and can provide proof that they have paid personal income tax or social insurance in Shenzhen for 36 months or more before the date of purchase before they can buy commercial housing. Non-deep households and adult singles (including divorced) who have paid personal income tax or social insurance certificates in Shenzhen for five years or more before the date of providing proof of purchase will continue to implement the provision that they can only buy commercial housing.

If the husband and wife divorce, within 3 years from the date of divorce, if either party purchases commercial housing, the number of houses it owns shall be calculated according to the total number of families before divorce.

Extended data:

According to the relevant provisions of the People's Bank of China, we hereby put forward the following requirements on the differentiated housing credit policy agreed by the self-discipline mechanism of Shenzhen market interest rate pricing:

(1) If the purchaser's family name has no housing in this city and there is no record of commercial housing loan or provident fund housing loan, the policy of minimum down payment ratio of 30% will continue to be implemented;

(2) If there is no housing in this city under the name of the purchaser's family but there is a record of commercial housing loan or provident fund housing loan, the down payment ratio for purchasing ordinary housing shall be no less than 50%, and the down payment ratio for purchasing non-ordinary housing shall be no less than 60%;

(3) If the purchaser owns 1 apartment in this city under the family name, the down payment ratio for purchasing ordinary housing loans shall be no less than 70%, and the down payment ratio for purchasing non-ordinary housing loans shall be no less than 80%.

People's Daily Online-Shenzhen's eight measures to regulate the property market can only buy a house after three years of social security and 36 months.