How to inquire the amount of personal pension account?

Pension account balance can be queried on Alipay, and the specific operation method is as follows:

1. Open Alipay, search for "Personal Account" on the homepage, find "Electronic Social Security Card" and click Enter;

2. After entering the relevant page, click "Social Security Inquiry" in the middle of the page;

3. Find the "pension treatment query" to query my pension-related treatment;

4. Personal account balance can also be viewed in "Pension Account Query" in this column.

In addition, individuals need to be certified for retirement benefits after reaching retirement age and paying pension insurance 15 years before they can apply for pension benefits.

Social endowment insurance is a kind of social insurance system established by our government according to certain laws and regulations to solve the problem that workers reach the working age limit stipulated by the state to terminate their labor obligations or quit their jobs because of old age. Endowment insurance is an important part of social security system and one of the five most important social insurances.

According to the decision-making arrangements of the CPC Central Committee and the State Council, from June 5438+ 10, 2022, the national pension insurance will be co-ordinated.

The "Twelfth Five-Year Plan" period is a crucial period for China to comprehensively deepen reform and opening up, accelerate the transformation of economic development mode and build a well-off society in an all-round way, and it is also a crucial period for the insurance industry to realize structural adjustment.

The Outline of the Twelfth Five-Year Plan for the Development of Insurance Industry in China proposes to vigorously expand enterprise annuity business, support qualified enterprises to establish commercial endowment insurance plans, improve the level of employee security, explore individual endowment insurance business, and broaden the service fields of commercial endowment insurance.

The old-age security system in China has three levels: social basic old-age insurance, enterprise supplementary old-age insurance and personal savings old-age insurance. The coverage of government-led social security is constantly expanding, and the social endowment insurance for urban residents in China has basically achieved full coverage. But because the principle of social security is "low level and wide coverage",

At present, there are still some big problems in the old-age insurance system. The huge demand in the pension insurance market is untenable only by social security. The replacement rate of old-age insurance has been declining year by year since the end of last century, and now it is less than 47%. It is urgent for commercial insurance to participate in social security. Through the combination mechanism of commercial insurance and social security, the social security pressure of the elderly will be diverted and a multi-level old-age security system of the whole society will be established.

Old-age insurance will take effect automatically after the elderly within the legal scope "completely" or "basically" withdraw from social labor life. The so-called "complete" is characterized by the separation of workers from the means of production; The so-called "basic" means that participation in production activities has not become the main content of social life. The legal age limit is a practical measure.