Social security enterprises and individuals to pay respectively

The difference between individual and corporate social security is as follows:

1, different types of insurance

Individuals who pay social security can only participate in pension insurance, medical insurance and two types of insurance; the unit of social security for employees, including pension insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, which are the five basic types of insurance. This shows that the unit to pay social security can provide more protection;

2, the amount of contribution is different

(1) individuals to pay social security, the general payment rate of 20%, and then also refer to the local average wage and social security department to provide the contribution level. The lowest grade is 60%, the highest grade is 300%;

(2) the unit to pay social security, the contribution ratio by the company to pay part of the individual part of the pension insurance is the unit each month for the employee to pay 20%, while the employee pays 8%; medical insurance is the unit each month for the employee to pay 9%, while the employee pays 2%, plus 10 yuan of the general illness co-ordination;

3, the place of insurance is different

Their own social security, can be flexible employment personnel status to participate in urban and rural residents insurance or new rural insurance and new rural cooperative, etc., but must go to the place of domicile to pay and for retirement; the unit to pay the social security must be paid in the location of the unit, and the location of the employee's hukou has nothing to do with the retirement of the employee, but retirement according to the policy of the location of the hukou to deal with the retirement formalities;

4 However, China's pension treatment has always been more pay more, individuals pay social security if you want to receive more pension, you have to pay more.

Legal basis: "Chinese people*** and the State Social Insurance Law" Article 10

Workers should participate in the basic pension insurance, by the employer and the employee*** with the payment of basic pension insurance premiums.

Individual industrial and commercial households without employees, part-time workers who have not participated in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves.

The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.