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Can I stop paying social security after 0/5 years in Wuhan/KLOC?

According to the Social Insurance Law of People's Republic of China (PRC), the basic old-age insurance combines social pooling with individual accounts. The basic old-age insurance fund consists of employers, individual contributions and government subsidies. The basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc. Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. According to the above provisions, individuals who participate in the basic old-age insurance will receive the basic pension on a monthly basis when they reach the statutory retirement age and have paid for fifteen years. However, the basic old-age insurance fund consists of contributions from employers and individuals and government subsidies. If individuals who participate in the basic old-age insurance stop paying when they reach the legal retirement age, the losses will be greater for individuals. When they reach the legal retirement age, the overall pension and personal account pension will be much lower than the amount of continuous payment, and the retirement salary is low, which is not conducive to personal pension. It is suggested that they be paid continuously until the legal retirement age.