Jiangsu Rudong workers basic pension insurance individual contribution how much

Jiangsu started to implement the new pension insurance contribution base. The lower limit of the basic pension insurance contribution salary for enterprise employees in Jiangsu will be temporarily raised from 2,564 yuan to 2,820 yuan, and the upper limit will be temporarily raised from 12,820 yuan to 14,100 yuan. In the future, participants will have to pay at least monthly premiums and social security benefits will also be increased accordingly.

The reporter learned that the provincial Human Resources and Social Security Department issued a notice explaining that, in view of the 2013 average wage of the province's on-the-job workers has not yet been announced, after July 1, 2014, eligible for the need to apply for retirement procedures for the basic pension insurance of enterprise employees, the calculation of the basic pension using the province's average wage of the province's on-the-job workers, the province's average wage of the province's urban nonprivate sector on-the-job workers in 2012, the average salary of 4,273 yuan. For the time being, the average salary of urban non-private workers in the province in 2012 will be calculated at RMB4,273. After the Provincial Bureau of Statistics releases the 2013 provincial average wage of urban non-private sector on-the-job workers, the difference will be re-calculated according to the 2014 social insurance base announced by the Department of Human Resources and Social Security, and the difference will be made up.

It is understood that insured employees generally take their actual salary income as the base for social insurance contributions, and pay the monthly participation fees for each insurance according to the relevant ratio. However, insured workers with lower and higher wage incomes are required to use the lower and upper limits of the contribution base as their own contribution base. The upper and lower limits of the social security contribution salary are linked to the average monthly salary of the province's on-the-job workers in the previous year, as announced by the statistics department.

Taking pension insurance as an example, the lower limit of the contribution base was raised from 2,564 yuan to 2,820 yuan, and since the individual contribution rate for pension insurance is 8 percent, insured employees need to pay out an extra (2,820 - 2,564) x 8 percent = 20.48 yuan per month. The employer will have to pay an additional 53.76 yuan in pension insurance premiums for each employee (the contribution rate is 21%).

The increase in the lower limit of the contribution base has made some lower-income workers lament that more social security premiums will be deducted from next month, and they will get less paychecks in their hands. In this regard, the provincial human resources and social security department especially issued a supplementary note, taking into account the private enterprises around a certain proportion, and low-income groups exist objectively, therefore, allowing the implementation of the above lower limit standards have difficulties in the region to make appropriate adjustments. Among them, in 2012, the average wage of on-the-job workers is higher than the average wage of the province's region, the lower limit of the contribution salary can be temporarily determined by not less than 2564 yuan; in 2012, the average wage of on-the-job workers is lower than the average wage of the province's region, the lower limit of the contribution salary can be temporarily determined by not less than 2,299 yuan.

Unemployment, medical, work-related injuries and maternity insurance contribution wage base and treatment standards, determined by the provincial municipal human resources and social services departments. 2014 annual social insurance base formally announced from the announcement of the next month and then according to the newly announced standards. The reporter understands that at present, the contribution wage base and treatment standard of Nanjing has not yet been determined.

In addition, the reporter learned that, with the consent of the provincial government, during the period from July 1, 2014 to June 30, 2015, the interest rate of interest accruing on the stored amount of the individual account of basic pension insurance for enterprise employees in Jiangsu Province was determined to be 3.75%. during the period from July 1, 2014 to June 30, 2015, before the establishment of the individual account of basic pension insurance for enterprise employees of the insured persons, according to the provisions of the projected The stored amount is subject to an interest rate of 7.8% per annum.

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