How to calculate the monthly social security fee?

The calculation formula of monthly social security premium is as follows: unit contribution = unit social security contribution ratio * unit social security contribution base = individual social security contribution ratio * individual social security contribution base.

The proportion of social security units and individuals is as follows:

1. Endowment insurance: 20% for the unit and 8% for the individual;

2. Medical insurance: the unit pays 8% and the individual pays 2%;

3. Unemployment insurance: unit 2%, individual1%;

4. Work injury insurance: the unit pays 0.5%, and the individual does not pay;

5. Maternity insurance: the unit pays 0.8%, and the individual does not.

To sum up, social insurance is mainly through raising social insurance funds, coordinating and adjusting social insurance funds within a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Article 61

Social insurance premium collection agencies shall collect social insurance premiums in full and on time according to law, and regularly inform employers and individuals of the payment.

Article 62

If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the unit last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.