Is the five risks in other places paid for nothing?

It won't be for nothing. Retirement can handle social security transfer.

Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

"Five insurances" refer to endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Work injury insurance and maternity insurance are entirely borne by the unit, so these two insurances do not involve personal income tax deduction. The old-age insurance, medical insurance and unemployment insurance are all shared by units and individuals, and the part paid by individuals is generally withheld and remitted from employees' wages by units on a monthly basis.

The functions of the five insurances are as follows:

1, old-age insurance _ is for providing for the elderly, and workers can receive pensions when they reach the legal retirement age;

2. Medical insurance, as a medical reimbursement for employees' illness, guarantees the basic medical needs of employees;

3. Unemployment insurance means that employees can enjoy unemployment insurance benefits after unemployment, so as to ensure the basic livelihood of unemployed people and promote their re-employment;

4. Maternity insurance means that employees can get maternity reimbursement treatment, so that female employees can enjoy protection during childbirth and breastfeeding, and they will not stop working and fall into life difficulties because of childbirth;

5. Work-related injury insurance means that employees can get medical expenses and related work-related injury insurance benefits when they have work-related injuries.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.