Can I withdraw the balance of the social security pension account?

First, the balance of the social security card pension account cannot be withdrawn.

1, you can only handle the transfer, and you can only calculate the retirement fee according to the regulations when you retire, or if the payment is less than 15 years, you can settle it at one time.

2. Unless you pay twice or settle abroad. The balance of the special pension account is: among the contributions of units and individuals, part of them will enter the overall planning and part will be included in the personal account. Among them, three points (about 3% of personal salary) of individual contributions (salary or 8%) and unit contributions (total salary or 20%-30%, depending on local policies) are included in personal accounts, and * * * is 1 1%. In some places, the proportion of personal accounts is 8%, all of which are paid by individuals.

Two, the payment included in the personal account, as well as the interest generated by the national personal account bookkeeping rate, are included in the personal account. It is called the personal account balance of endowment insurance.

Three, although the cumulative in 10 or 15, and reached, you can enjoy pension benefits, but the longer the time, the more contributions, the more pensions in the future, and vice versa.

Unless you are going abroad. As a means of social insurance, the personal account for social pension is a system to pay people who want to reach retirement age by setting up a personal account, and the more money accumulated in the account, after reaching a certain value after 15.

Legal basis:

Article 16 of the Social Insurance Law of People's Republic of China (PRC) stipulates that individuals who have participated in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

The Social Insurance Law of People's Republic of China (PRC) stipulates: Article 17 If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.