20 18 what is the new policy of endowment insurance?

Legal Analysis: What's the new policy of 20 18 pension insurance payment interruption?

Regarding the new policy of 20 18 pension insurance payment interruption, you should know the following questions, otherwise your retirement benefits will be affected:

1, payment interruption: Does it matter if the payment of endowment insurance is interrupted?

The minimum payment period of endowment insurance is 15 years, and the payment can be interrupted in the middle. As long as you have paid 12* 15= 180 months, you can get a pension after retirement!

2. Payment period: 15. Will the payment be continued?

Many friends say that I have paid this endowment insurance for 15 years, and I will get the money when I retire. I haven't retired yet, should I hand it in now? Wouldn't it be a loss to continue the tryst? I'm not sure if I can get my pension alive. For friends who have such doubts, Bian Xiao can only say that they should have confidence in your tenacious vitality. No matter who participates in social endowment insurance, they will pay more.

3. Social security payment: old-age insurance has not been paid 15 years. What if I want to get a pension?

At this point, your best visa-free way is to continue to pay to 15. According to China's "Social Insurance Law", if the accumulated contributions of the old-age insurance participants to the statutory retirement age have not reached 15 years, they can make up for 15 years. However, it should be noted that if the payment is extended for 5- 10 years, and the female employee reaches 60 years old and the male employee reaches 65 years old, but it is still less than 15 years, then the rest of the money will be paid in one lump sum and enjoy the old-age insurance benefits.

Finally, Bian Xiao specially reminded friends of the following points:

1, the longer the payment time, the higher the payment base, and the more pensions you can receive when you retire;

2. While paying social security, some premiums are paid by the company. If you break off diplomatic relations, some business of the company will also stop. When the time comes, you need more money to pay back, and the company will not help you out;

3. The amount of pension is closely related to the local average wage. If your salary does not reach the local average wage level, you must pay it, because at this time you only need to pay a very low premium, but you can get a higher pension after retirement;

4. If you stop participating in insurance, then other social security benefits will be gone. For example, if medical insurance stops, you can't reimburse for going to the hospital.

To sum up, 20 18 pension insurance will soon introduce the regulation of delayed retirement. Regardless of whether men and women retire at the same age, if the payment of old-age insurance is interrupted, remember to pay it back or it will affect the retirement benefits.

Legal basis: Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC) should participate in the basic old-age insurance, and both employers and workers should pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.