How many years do I have to pay for medical insurance to enjoy it for life?

1. The policy stipulates that the payment period for men shall not be less than 25 years and that for women shall not be less than 20 years.

2. Medical insurance requirements: the insured is 60 years old for men and 55 years old for women, and the payment period is not less than 25 years for men and 20 years for women. The actual payment period of the basic medical insurance premium must be not less than 15 years, and the insured can enjoy medical insurance benefits after retirement. If the minimum age requirement is not met before retirement, the medical expenses of the actual payment period can be supplemented at one time.

3. If the social security has only been paid for 15 years, and the medical insurance has not been paid enough, you can only receive a pension after retirement and cannot reimburse the doctor.

Extended data:

Medical insurance is compulsory, mutual aid and social social insurance. The medical insurance system is usually legislated and enforced by the state, and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the illness or injury of the employees.

Medical insurance, like other types of insurance, collects medical insurance premiums from people threatened by diseases in advance in the form of contracts and establishes medical insurance funds; When the insured goes to a medical institution for medical treatment, the medical insurance institution will give him some economic compensation. Therefore, medical insurance also has two functions of insurance: risk transfer and compensation transfer.

References:

Medical Insurance-Baidu Encyclopedia